We found 181 homes under 1000000 tega cay currently on the market in ZIP 29708, SC. The ZIP 29708, SC median asking price is $461,000.

How Can Buying a Home Under $1 Million in Tega Cay, ZIP 29708 Fit Your Lifestyle and Budget?

One common mistake in 29708 is to value an entire neighborhood based on a single recent sale, overlooking crucial differences in lot size, upgrades, and exact location. That shortcut can lead you to overpay or miss better‑valued options. Instead, compare multiple comparable listings and verify that each property truly matches your criteria before forming a price expectation.

Active listings in ZIP 29708 number 354, while the total listings seen in the market are 422, indicating a modest amount of inventory that can create balanced buyer‑seller dynamics. The median list price sits at $517,000, which is comfortably below the $1 million ceiling and suggests a healthy pool of homes that meet your price target.

Homes priced under $1 million in this zip typically offer spacious floor plans, often featuring the median 4‑bedroom, 3‑bathroom layout with about 2,400 sq ft of living space. Larger lots allow for private yards, which can be ideal for families, pets, or outdoor entertaining. However, a larger footprint usually means higher ongoing maintenance—landscaping, irrigation, and potential fence repairs—so you’ll want to budget for those recurring costs. Look for properties with mature trees that offer shade but also consider the expense of pruning or root mitigation. When a home includes amenities such as a deck or a pool, factor in seasonal cleaning, sealing, and potential equipment replacement into your total cost of ownership.

Because the median price per square foot is $216, you can gauge whether a specific home is over‑ or underpriced by comparing its price per square foot to this benchmark. If a property lists at $250 per square foot, it may reflect higher finishes or a premium location near nearby parks like Walter Elisha Park (3.6 mi) or Veterans Park (3.9 mi). Use this metric alongside your personal preferences to decide if the added cost aligns with the lifestyle benefits you seek.

Historical Context of the 29708 Area

The 29708 ZIP code has evolved from a modest suburban enclave into a sought‑after community within the greater Charlotte metro region. Early development focused on single‑family residences with generous lot sizes, a pattern that still shapes the neighborhood’s character today.

In the early 2000s, the area experienced a construction boom driven by expanding job opportunities in nearby Uptown Charlotte, which is only 14.8 mi straight‑line away. This growth spurred the creation of planned neighborhoods such as Aberdeen at Wilson Farms and Amber Woods, both of which sit directly adjacent to the 29708 boundaries.

Transportation improvements, including enhancements to I‑77 and nearby highway access points, have made commuting to the city center more convenient, further boosting residential demand. As a result, property values have risen steadily, with the median list price now at $517,000 compared with lower figures a decade ago.

Despite this growth, the community retains a family‑friendly atmosphere, reflected in the presence of local parks and easy access to recreational amenities. The mix of mature landscaping and newer developments offers buyers a range of options, from established homes with large, established yards to newer builds with modern finishes.

Why Tega Cay Is Attractive to Single‑Family Home Buyers Today

Living in ZIP 29708 offers a balance of suburban tranquility and proximity to urban employment hubs. The average commute to Uptown Charlotte is roughly 20‑25 minutes by car, allowing residents to enjoy a quieter home environment without sacrificing access to city jobs and cultural attractions.

The community’s amenities include nearby dining options such as 521 BBQ & Grill and Asian Roll & Grill, each within a short 0.2‑mile walk, providing convenient dining without long drives. Parks like Walter Elisha and Veterans give families outdoor space for recreation, while the nearby neighborhoods of Aberdeen at Wilson Farms and Amber Woods provide a sense of cohesive community identity.

Home prices in the zip vary widely, with the minimum list price at $265,000 and the maximum reaching $3.5 million, but the median of $517,000 indicates that many homes sit comfortably under the $1 million threshold. This price flexibility allows buyers to find options that match their desired size, finish level, and lot dimensions.

Because the inventory includes 225 single‑family homes, 127 townhouses, and a few condominiums, you can choose the property type that best fits your lifestyle while staying within budget. The median of 4 bedrooms and 3 bathrooms aligns with the expectations of growing families or owners who work from home and need dedicated spaces.

Key Metrics at a Glance for Buyers Targeting Homes Under $1 Million

The snapshot below highlights the most relevant numbers for single‑family home purchasers in ZIP 29708. Use these figures to benchmark listings, anticipate budgeting needs, and compare properties effectively.

Pay attention to the median price per square foot and the typical number of bedrooms and bathrooms, as these directly influence both purchase price and ongoing utility costs. Also note the proportion of price‑reduced listings, which can signal negotiation opportunities.

What These Numbers Mean If You Are Buying

The median list price of $517,000 tells you that a substantial portion of homes fall well within your $1 million ceiling, giving you flexibility to target properties with extra features such as larger lots or upgraded kitchens.

Because the median price per square foot is $216, a home listed at $250 per square foot likely includes premium finishes, a superior location, or a larger lot. Use this ratio to assess whether the price premium matches the added benefits you value.

With 174 price‑reduced listings, roughly half of the active inventory shows seller motivation. Those homes may allow you to negotiate concessions, request repairs, or secure a better financing package.

The median of 4 bedrooms and 3 bathrooms aligns with family needs and provides flexibility for home offices or guest rooms, which is increasingly important in today’s hybrid‑work environment.

Average commute distance to Uptown Charlotte is about 14.8 miles straight‑line, translating to a reasonable 20‑25 minute drive. This proximity keeps you connected to major employment centers while enjoying suburban living.

Comparing the single‑family median price of $650,000 to the overall median shows that detached homes command a modest premium, reflecting the added land and privacy benefits that many buyers prioritize.

Quick Buyer Q&A

Q: How do I determine if a home’s price per square foot is justified?

A: Compare the listing’s price per square foot to the median $216 figure. If it’s higher, investigate upgrades, lot size, or location advantages such as proximity to parks. Confirm that the added cost aligns with your lifestyle priorities before deciding.

Q: What extra costs should I budget for if I choose a larger yard?

A: Larger lots often require more landscaping, irrigation, and fence maintenance. Estimate annual landscaping expenses at 0.5–1 % of the home’s value and factor in occasional fence repairs or tree trimming to avoid surprise out‑of‑pocket costs.

Q: Are price‑reduced homes worth pursuing?

A: Yes. With 174 reduced listings, sellers may be more open to negotiation. Verify why the price was reduced—whether due to market shifts, needed repairs, or extended days on market—to gauge negotiation leverage.

Q: Should I consider a townhouse instead of a single‑family home?

A: Townhouses have a lower median price of $399,900 and may require less exterior maintenance. If you value reduced upkeep and are comfortable with shared walls, they can be a cost‑effective alternative within the $1 million cap.

Q: How important is proximity to parks for resale?

A: Homes near parks like Walter Elisha and Veterans often command higher buyer interest, especially for families. This can enhance future resale value, making nearby green spaces a worthwhile consideration.

Checks to Complete Before You Commit to a Home

Review the title report and any recorded easements to ensure there are no hidden encroachments or restrictions that could affect future use of your yard or planned additions.

Investigate property tax assessments and obtain homeowner’s insurance quotes early, as these recurring costs can significantly impact your monthly budget, especially for higher‑value homes.

Secure pre‑approval and understand lender requirements; the appraisal will likely reference the median $216 price per square foot, so ensure the property’s valuation aligns with your financing plan.

Schedule a comprehensive home inspection that includes a focused review of the roof, HVAC, and any pool or deck features, as maintenance on these items can be costly over time.

Assess the age and condition of major systems: a roof older than 20 years or an HVAC unit approaching the end of its life may require replacement, adding to your upfront expenses.

Examine drainage, grading, and any potential moisture issues in the foundation or crawl space; poor drainage can lead to costly repairs and affect the long‑term livability of the home.

Combine findings from title, taxes, financing, inspections, and system assessments to create a holistic budget that includes purchase price, ongoing expenses, and a reserve for unexpected repairs, ensuring you’re prepared for both ownership and future resale.

What You Can Explore Next

In the next sections you’ll dive deeper into neighborhood spotlights, including a side‑by‑side look at Aberdeen at Wilson Farms and Amber Woods, to see which community aligns best with your priorities.

Following that, we’ll break down cost‑of‑living factors, school performance metrics, and market outlooks to help you gauge long‑term value and make an informed purchase decision. Keep reading if you want straightforward answers to the questions almost everyone asks before choosing a home that fits their needs.

Data Sources and References

Statistics and factual claims in this section are supported by the following sources:

• IDX Broker cached listing aggregates (observed 2026‑07‑11 to 2026‑09‑24)
• MASTER‑CROSS‑REFERENCE‑MACHINE‑ENRICHED.csv (ZIP 29708 metadata)

Comparing Tega Cay to Its Nearby Markets for Homes Under $1 Million

Buyers who have set a $1 million ceiling are looking for a blend of space, quality construction, and community amenities without paying a premium for a luxury enclave. In the Charlotte‑metro fringe, Tega Cay, Fort Mill, Lake Wylie, and Rock Hill each present a distinct mix of price points, lot sizes, and owner‑occupancy rates that directly affect how far a $1 million budget stretches. The four cities sit within a 30‑minute commute radius of major employment centers, yet their median household incomes range from $68,771 in Rock Hill to $142,000 in Tega Cay, shaping local purchasing power and the competitive intensity of each market.

All four markets currently list median asking prices well below $1 million—$625,000 in Tega Cay, $624,900 in Fort Mill, $699,450 in Lake Wylie, and $389,900 in Rock Hill. Those figures, combined with price‑per‑square‑foot data (from $211.91 to $237.42), tell a buyer exactly how much interior space they can expect for each dollar spent. Owner‑occupied household percentages also vary dramatically, from a high of 84.27 % in Tega Cay to a low of 54.22 % in Rock Hill, indicating differing levels of rental‑market pressure and neighborhood stability.

This overview frames the practical choices you’ll face: whether to prioritize a larger lot (Tega Cay’s 0.22‑acre median) versus a lower price (Rock Hill’s $389,900), how commute times (24.96‑31.98 minutes) align with daily routines, and which community amenities—parks, restaurants, and schools—match your lifestyle. The sections below break down each city’s numbers, then synthesize them into actionable advice for a buyer focused on homes under $1 million.

Tega Cay

Pricing, Size, and What $1 Million Buys Here

In Tega Cay the median asking price of $625,000 sits comfortably under the $1 million ceiling, leaving room for upgrades, larger lot purchases, or premium finishes. The median home size is 2,825 sq ft, translating to a price‑per‑square‑foot of $226.76—lower than Fort Mill’s $233.01 and Lake Wylie’s $237.42, meaning each square foot costs roughly $6–$10 less than neighboring markets. The typical lot measures 0.22 acres, providing enough yard for a garden, a pool, or a small home‑office outbuilding without the maintenance burden of a larger parcel.

Because the market lists only 87 active residential homes, competition is modest, but the low inventory also means each listing receives heightened attention from qualified buyers. With 660 recorded sales since 2018, the turnover rate suggests a stable, but not stagnant, market. The high owner‑occupied rate of 84.27 % signals a community of long‑term residents, which often translates to better-maintained properties and quieter streets—important considerations for families or retirees seeking a low‑turnover neighborhood.

Ownership Costs, Daily Life, and Due‑Diligence

Owner‑occupied households dominate (84.27 %), so homeowners in Tega Cay typically shoulder the full cost of property taxes, insurance, and maintenance. The median household income of $142,000 provides a solid tax base, which can keep local services and school funding robust. Commute times average 30.55 minutes, a modest increase over Fort Mill but still within a reasonable range for those working in Charlotte or nearby corporate parks.

Prospective buyers should verify the condition of larger lot features—septic systems, irrigation, and drainage—since the 0.22‑acre parcels often include mature trees and landscaping that can add to upkeep costs. The three nearby parks—Lookout, Nivens Creek Landing, and Windsong Bay—offer recreational options that enhance quality of life but may also increase traffic on weekends. Finally, with only one active rental listing, the rental market is thin; if you plan to rent the home later, you’ll need to assess the feasibility of converting a single‑family home in a predominantly owner‑occupied area.

Fort Mill

Pricing, Size, and How Far $1 Million Extends

Fort Mill’s median asking price of $624,900 is virtually identical to Tega Cay’s, yet the median home size is slightly larger at 2,856.5 sq ft. The price‑per‑square‑foot of $233.01 is a modest premium over Tega Cay, meaning you receive roughly 2.5 % less interior space per dollar. The median lot size of 0.25 acres is marginally bigger, offering a bit more outdoor flexibility—perhaps room for a detached garage or a modest garden.

With 588 active residential listings, Fort Mill’s inventory is considerably higher than Tega Cay’s, indicating a broader selection but also more buyer competition. The city has recorded 4,454 sales since 2018, reflecting a brisk market that can move quickly when pricing aligns with buyer expectations. Owner‑occupied households sit at 83.4 %, only slightly below Tega Cay, suggesting a stable community with limited rental turnover.

Ownership Costs, Lifestyle, and Inspection Priorities

The median household income in Fort Mill is $121,823, lower than Tega Cay but still well above the national average, supporting a healthy tax base for public services. Commute times average 26.31 minutes, the shortest among the four cities, which can translate into lower fuel costs and more personal time—an important factor for dual‑income families.

Buyers should focus inspections on foundation and roof conditions, as the slightly higher price‑per‑square‑foot often reflects newer construction or higher‑end finishes that can mask underlying issues. The city’s three parks—Confederate, Millstone, and Veterans—provide ample outdoor recreation, but proximity to these green spaces can affect insurance premiums due to floodplain considerations. With 13 active rental listings, the rental market is more active than Tega Cay’s, so investors should assess local landlord regulations before purchasing a home for rental purposes.

Lake Wylie

Pricing, Space, and the $1 Million Ceiling

Lake Wylie’s median asking price climbs to $699,450, still comfortably below $1 million but noticeably higher than both Tega Cay and Fort Mill. The median home size is 2,800.5 sq ft, only slightly smaller than Fort Mill’s, while the price‑per‑square‑foot of $237.42 represents the highest cost per interior foot among the four cities. The median lot size of 0.415 acres is the largest, offering substantial outdoor space for landscaping, a pool, or even a small hobby‑farm.

Only 57 active residential listings are on the market, creating a tighter selection but also less competition per listing. However, the city has recorded 346 sales since 2018, indicating a slower turnover rate compared with Fort Mill and Tega Cay. Owner‑occupied households account for 80.86 % of the market, a solid majority that suggests a stable residential base.

Ownership Costs, Community Amenities, and Due‑Diligence

The median household income of $112,097 supports a moderate tax base, though lower than Tega Cay’s. Commute times average 31.98 minutes, the longest of the four, which may affect daily fuel expenses and time management for commuters. The larger lot sizes also mean higher property‑tax assessments and potentially higher utility costs for irrigation and landscaping maintenance.

Lake Wylie’s proximity to three popular eateries—Thai Fusion, Waffle House, and Sweetwater Sports Bar & Grill—adds convenience but may increase traffic noise near those establishments. Buyers should prioritize a thorough inspection of septic systems and well water, as many larger lots in the area rely on private utilities. With only two active rental listings, the rental market is thin; future resale to an investor may be limited unless the buyer can demonstrate strong rental demand.

Rock Hill

Pricing, Size, and What $1 Million Delivers

Rock Hill offers the most budget‑friendly entry point, with a median asking price of $389,900—well under the $1 million cap. The median home size, however, is only 1,889 sq ft, considerably smaller than the other three cities. The price‑per‑square‑foot of $211.91 is the lowest, meaning you receive the most interior space per dollar, but the overall square footage remains modest.

Rock Hill’s inventory is robust, with 572 active residential listings, providing a wide array of choices. The city has recorded 4,321 sales since 2018, indicating a healthy turnover rate. Owner‑occupied households represent just 54.22 % of the market, with renters making up 45.78 %, suggesting a more transient population and a stronger rental market.

Ownership Costs, Lifestyle, and Market Risks

The median household income of $68,771 is the lowest among the four cities, which can affect the local tax base and public service funding. Commute times are the shortest at 24.96 minutes, offering a clear advantage for daily commuters. The higher renter share means landlords are more common, and HOA fees (if any) may be lower, but also that neighborhoods can experience higher turnover and potentially more wear on shared amenities.

Prospective buyers should scrutinize the condition of older homes, as lower median prices often reflect age rather than size. The three local parks—Glencairn Garden, Cedarcrest, and Miracle—provide green space, but the higher renter concentration may affect neighborhood cohesion. With 19 active rental listings, the rental market is vibrant; investors should evaluate local landlord ordinances and the potential for rent‑control policies before committing.

Side‑by‑Side Market Metrics

Price and Space

The price table shows that Tega Cay and Fort Mill hover around $625 k, while Lake Wylie pushes toward $700 k and Rock Hill stays near $390 k. Price‑per‑square‑foot follows the same pattern, with Rock Hill offering the cheapest interior space at $211.91 and Lake Wylie the most expensive at $237.42. For a buyer capped at $1 million, these differences dictate whether you can afford a larger lot (Lake Wylie) or a larger home footprint (Tega Cay, Fort Mill). The lot‑size column confirms that Lake Wylie’s median lot of 0.41 acres is nearly double Tega Cay’s 0.22 acres, meaning a $1 million budget could secure a substantially larger parcel there, albeit at a higher price‑per‑square‑foot.

Market Activity

Active listings range from a tight 57 in Lake Wylie to a bustling 588 in Fort Mill. Higher listing counts give buyers more options but also increase competition for each property, especially in markets where inventory moves quickly. Recorded sales since 2018 reveal that Fort Mill (4,454) and Rock Hill (4,321) have the most transaction volume, indicating active buyer interest and potentially faster price appreciation. Rental listings are sparse in Tega Cay (1) and Lake Wylie (2) but more common in Fort Mill (13) and Rock Hill (19), a factor for investors or owners considering future rental income.

Ownership and Daily Life

Owner‑occupied percentages highlight community stability: Tega Cay (84.27 %) and Fort Mill (83.4 %) are predominantly owner‑occupied, suggesting quieter streets and lower turnover. Rock Hill’s 54.22 % owner‑occupancy signals a mixed market where renters are a significant presence, potentially affecting neighborhood cohesion and maintenance standards. Mean commute times vary from 24.96 minutes in Rock Hill to 31.98 minutes in Lake Wylie, influencing daily fuel costs and time budgets for commuters.

Comparison Summary

The summary table distills the key takeaways: Tega Cay and Fort Mill provide comparable median prices just under $625 k, but Fort Mill offers more listings (588 vs. 87) and a slightly larger median lot. Lake Wylie commands the highest price but also the largest lot, appealing to buyers who value land over interior square footage. Rock Hill stands out for affordability, offering the lowest median price and the highest renter share, which may be attractive to investors or first‑time buyers seeking entry‑level homes.

Buyer Interpretation: Choosing the Right City for a Sub‑$1 Million Home

If your primary goal is to maximize interior square footage, Tega Cay and Fort Mill deliver the most space per dollar, with median homes around 2,800 sq ft and price‑per‑square‑foot in the low $220s. Both cities also boast high owner‑occupancy rates, meaning you’ll likely join a stable, long‑term community. However, Tega Cay’s larger lot (0.22 acres) and higher median household income suggest better‑maintained neighborhoods and potentially higher future resale values.

For buyers who prioritize land, Lake Wylie’s 0.41‑acre median lot is compelling. Even though the price per square foot is the highest, the extra acreage can accommodate a pool, garden, or outbuilding—features that add lifestyle value and resale appeal. Be prepared for a longer commute (32 minutes) and higher ongoing maintenance costs for the larger parcel.

Rock Hill is the budget‑friendly option, offering a median price under $400 k. While the homes are smaller, the low price‑per‑square‑foot means you could potentially upgrade to a larger home or add extensions within your $1 million ceiling. The higher renter share indicates a more fluid market, which can be advantageous for investors but may mean more turnover for owner‑occupiers.

In practice, start by narrowing your list to the two cities that align with your lifestyle priority—space versus land versus price. Then, verify critical due‑diligence items: lot drainage in Tega Cay, foundation health in Fort Mill, septic system condition in Lake Wylie, and roof age in Rock Hill. Finally, consider the long‑term resale outlook; neighborhoods with higher owner‑occupancy and stronger income bases (Tega Cay, Fort Mill) typically appreciate more steadily, protecting your investment as you approach the $1 million ceiling.

Buyer Questions

What should I look for when inspecting a home under $1 million in Tega Cay?

Begin with the foundation and roof, as many homes in the 0.22‑acre parcels were built in the early 2000s. Verify that the drainage system can handle the occasional heavy rain common to the region; poor drainage can lead to costly basement repairs. Check the condition of any private septic or well systems, especially if the lot includes mature landscaping that may affect soil absorption. Because owner‑occupancy is high (84 %), you’ll likely encounter well‑maintained interiors, but still request a professional home inspection to confirm that the HVAC, electrical, and plumbing meet current codes. Finally, assess the proximity to Lookout Park and Nivens Creek Landing, as these amenities can boost resale value but also increase foot traffic on weekends.

How does the rental market differ between Fort Mill and Rock Hill for homes under $1 million?

Fort Mill’s rental market is modest, with 13 active rental listings, reflecting a community where most owners intend to live in the property long‑term. This environment typically yields stable property values and lower turnover, but it also means fewer immediate rental income opportunities. In contrast, Rock Hill has 19 active rentals and a renter‑occupied share of 45.78 %, indicating a robust rental demand. Investors can expect higher occupancy rates, but should also investigate local landlord regulations, potential rent‑control ordinances, and the impact of a more transient tenant base on property wear and community perception.

Is Lake Wylie a good choice for a family that wants a large yard and still stay under $1 million?

Lake Wylie’s median lot size of 0.41 acres is the largest among the four cities, giving families ample space for play areas, gardening, or a pool. The median asking price of $699,450 leaves roughly $300,000 of budget flexibility for upgrades, landscaping, or a larger home footprint. However, the higher price‑per‑square‑foot ($237.42) means you’ll receive slightly less interior space for each dollar compared with Tega Cay or Fort Mill. Consider the longer commute (32 minutes) and higher ongoing maintenance costs for a larger lot. If outdoor space outweighs interior square footage for your family, Lake Wylie remains a strong contender.

What are the long‑term appreciation prospects for a $1 million‑cap home in Rock Hill?

Rock Hill’s median price of $389,900 is well below the $1 million ceiling, providing a sizable equity cushion for future upgrades or expansions. The city’s lower median household income ($68,771) suggests slower overall appreciation compared with higher‑income markets like Tega Cay. However, the strong rental demand (45.78 % renter‑occupied) can support price stability, especially if you consider a buy‑and‑hold strategy. Proximity to major highways and a short commute (24.96 minutes) to employment centers also adds upside potential, as infrastructure improvements often drive price growth in lower‑cost markets.

How do commute times affect my overall cost of ownership in these four cities?

Commute length directly influences fuel expenses, vehicle wear, and personal time. Rock Hill offers the shortest average commute at 24.96 minutes, potentially saving you $1,200–$1,500 annually in fuel compared with Lake Wylie’s 31.98‑minute average. Fort Mill’s 26.31‑minute commute sits in the middle, while Tega Cay’s 30.55‑minute average adds modest additional cost. When budgeting for a home under $1 million, factor these commute differences into your total cost of ownership: longer commutes increase monthly transportation costs and reduce discretionary time, which can affect your quality of life and the overall value you derive from the property.

Sources

• IDX Broker, September 30 2026 – active residential listings, sales since 2018, rental listings.
• U.S. Census Bureau, American Community Survey 2020‑2024 – owner‑occupied and renter‑occupied percentages, median household income, mean commute times.
• IDX listing snapshots (July 12 2026 – September 24 2026) – median asking price, median home size, median lot size, price per square foot.

Cost of Living and Home Affordability in ZIP 29708, SC

You can misjudge a purchase in 29708 by using an online payment calculator that omits mortgage insurance or HOA dues. Those hidden costs can push a seemingly affordable mortgage above your comfortable budget, especially when the calculator assumes a 20 % down payment but the buyer plans a lower‑than‑expected cash contribution.

In this ZIP, active listings total 354 with a median list price of $517,000 and an average list price of $619,778. Those figures set the baseline for what buyers should expect to finance when targeting homes under $1 million.

What Different Incomes Can Buy in ZIP 29708

Households earning $40,000–$60,000 typically qualify for mortgages on homes priced below $250,000, which is well under the median price and often requires assistance programs or larger down payments.

Mid‑range earners ($80,000–$120,000) can comfortably afford homes in the $350,000–$450,000 range, giving access to the majority of single‑family residences that sit close to the median price.

Because the market includes many homes priced under $1 million, buyers in every bracket should consider how the price ceiling affects property size, lot frontage, and potential homeowner association fees. A home priced at $650,000—typical for a single‑family residence in this area—offers four bedrooms and three baths on a 2,404 sq ft lot, but it also brings higher property taxes and insurance premiums. Buyers must weigh the benefit of more space against the higher ongoing costs and verify whether any HOA dues apply, especially in planned communities. Evaluating the long‑term maintenance of larger roofs, landscaping, and any community amenities helps avoid surprise expenses that can erode affordability. Comparing homes with and without HOA obligations reveals trade‑offs in upkeep responsibility and fee predictability. Finally, understand that homes under $1 million often include newer builds with modern systems, which may reduce immediate repair costs but could carry higher upfront price points.

Breaking Down a Typical Monthly Payment

Consider a representative home priced at the median list price of $517,000. Assuming a 20 % down payment, a 30‑year fixed rate of 6.5 % and property tax at 1.1 % of assessed value, the principal‑and‑interest component is roughly $2,620 per month.

Adding estimated property taxes of $474, homeowner’s insurance of $95, and a typical HOA fee of $120 (when applicable) brings the total monthly housing cost to about $3,309. The stacked payment graphic will illustrate the relative share of each component.

Renting vs Buying in ZIP 29708

A two‑bedroom rental near the downtown Charlotte commute typically costs $1,800 per month. Purchasing a comparable single‑family home for $350,000 results in an ownership cost of about $2,200 per month, based on the breakdown above.

With an average annual home appreciation of 3 % and modest rent increases of 2 % per year, the breakeven point for this scenario falls around 6 years. After that horizon, buying becomes financially advantageous.

What These Numbers Mean for Different Buyers

Lower‑income buyers should focus on homes well below the median price, where mortgage payments stay under $1,500 monthly and HOA fees are minimal or absent.

Mid‑income households can target the $350,000‑$450,000 range, accepting modest HOA dues while still keeping total housing costs near $2,500 per month.

Higher‑income purchasers have flexibility to consider properties up to $950,000, but must plan for monthly budgets that approach $6,500, including larger tax and insurance obligations.

Choosing a location closer to the 14.8‑mile straight‑line commute to uptown Charlotte generally raises home prices but reduces transportation costs, while outer‑ring neighborhoods lower purchase prices at the expense of a longer commute.

Regardless of income, always verify whether a property’s HOA assesses fees for amenities such as a pool, landscaping, or community security, as those recurring charges directly affect affordability.

Quick Affordability Questions Buyers Ask in ZIP 29708

Q: Can a household earning around $70,000 still buy homes under $1 million in 29708?

A: Yes; the income‑to‑price table shows that $70,000 earners can afford homes up to about $340,000, comfortably below the $1 million ceiling.

Q: What down payment is typically needed for a $500,000 home under $1 million?

A: A 20 % down payment of $100,000 is common, but lower‑payment programs may allow as little as 5 % with mortgage insurance.

Q: How do HOA dues affect the monthly cost for homes under $1 million?

A: HOA fees add a fixed expense—often $100‑$150 per month—that must be included in the total housing budget to avoid under‑estimating affordability.

Q: Is it worth paying extra for a home with newer systems versus a cheaper older home?

A: Newer systems can lower immediate repair costs, but the higher purchase price may increase monthly payments; weigh the trade‑off based on your cash‑flow comfort level.

Schools and Home Values in the 29708 ZIP Code

One avoidable buyer trap in 29708 is using private‑school proximity as though it guarantees admission or eliminates transportation costs. Private schools often have separate application processes and may require bus fees or longer drives, so you should confirm enrollment policies and transport expenses before assuming a cost advantage.

Public‑school attendance zones are determined by the Charlotte‑Mecklenburg School District, and they can affect how much buyers are willing to pay for homes in a given area. Higher‑performing schools typically attract more interest, which can lead to a price premium for nearby properties.

Elementary Schools That Shape Neighborhood Demand

Elementary schools in the 29708 area serve as a primary factor for families seeking a stable, community‑focused environment. When touring homes, check the district’s attendance map to ensure the property falls within the boundary of the school you prefer.

Many buyers compare test‑score averages and the availability of enrichment programs such as STEM or arts. Schools that offer strong early‑learning curricula often see stronger demand, which can translate into quicker sales and modestly higher listing prices.

Remember that school zones do not automatically confer benefits to a home’s layout or yard size. Evaluate the school’s program fit separately from the property’s physical features, such as a large fenced backyard or garage space.

Middle School Zones and Move‑Up Buyers

Middle schools in the 29708 region attract families planning for the next educational step. Performance ratings and extracurricular options, like athletics or band programs, can influence buyer interest.

Homes located in higher‑rated middle‑school zones often experience tighter competition, which may reduce days on market and support a modest price uplift compared with comparable homes outside those zones.

High Schools and Long‑Term Value

High schools in the area impact long‑term resale potential, especially for buyers with adolescents. Schools offering Advanced Placement, International Baccalaureate, or specialized technical tracks tend to be a draw for academically focused families.

Being in the attendance zone of a high‑performing high school can add a premium to home values, and listings in those zones may sell faster as buyers prioritize future educational outcomes.

Comparing Key Schools That Buyers Ask About

How to Read School Data When You Are Buying

Start by locating the official district attendance map for the exact property address; online district tools or a title search can confirm current boundaries.

Compare school performance metrics—such as rating bands and graduation rates—with your family’s educational priorities to determine if a school meets your needs.

Consider program offerings (e.g., STEM, arts, language immersion) because they can affect daily routines and after‑school logistics, even if they do not directly change the home’s physical attributes.

Higher‑rated schools often drive up nearby home prices, so factor the potential premium into your overall budget and financing plan.

Stay aware that attendance boundaries can shift over time; re‑verify zones close to closing to avoid unexpected enrollment changes.

Quick School Questions Buyers Ask in the 29708 ZIP Code

Q: Do homes under $1 million in high‑rated school zones usually cost more in 29708?

A: Yes, properties in zones with higher ratings often command a modest price premium, reflecting stronger buyer demand.

Q: Is it realistic to buy a home under $1 million and still be in a top elementary school zone?

A: It can be feasible, but you may need to prioritize homes with slightly smaller lots or fewer upgrades to stay within budget.

Q: How far ahead should I plan if I have younger children and want to stay in a preferred school district?

A: Begin your search at least 6–12 months before you need enrollment, allowing time to verify boundaries and complete the purchase.

Q: Can I change schools later without moving?

A: Transfers are sometimes possible, but they depend on district policies, space availability, and program eligibility.

School Data Sources and References

School‑related summaries in this section are based on patterns commonly reported by:

• GreatSchools rating data
• State and district school report cards
• Local MLS remarks and relocation guides

When Buying a Home Under $1 Million in Tega Cay 29708, SC, Consider How Recent Rate Shifts May Affect Your Long‑Term Ownership Decision

The selected pitfall warns that a short‑term interest‑rate movement can lead you to make a mis‑judged long‑term purchase in 29708. While rates have recently edged higher, the local market’s price momentum, inventory levels, and days‑on‑market (DOM) dynamics provide a clearer picture of whether acting now or waiting aligns with your financial goals.

Current IDX data show 354 active listings out of 422 total listings, with a median list price of $517,000 and an average list price of $619,778. The median DOM sits at 24 days, indicating homes are moving relatively quickly. Over half of the listings (174) have a price reduction, suggesting sellers are responsive but also that price negotiations may be more favorable for buyers with strong financing.

Short‑Term Direction: Next 3–6 Months

Inventory in 29708 remains tight, with a months‑of‑supply estimate well below the balanced 6‑month benchmark. This scarcity, combined with the median DOM of just 24 days, points to a seller‑leaning market in the immediate term.

Price reductions on 174 homes indicate sellers are willing to adjust, yet the median list price of $517,000 has held steady despite fluctuations in mortgage rates. The limited reduction activity suggests that any price concessions are likely to be modest, preserving overall price stability.

The median price per square foot of $216, coupled with a median home size of 2,404 sq ft, means buyers are paying roughly $517,000 for a spacious four‑bedroom, three‑bath property—well within the sub‑$1 million bracket. When evaluating a home under $1 million, consider that larger floor plans often involve higher utility and maintenance costs, particularly for heating, cooling, and landscaping of larger yards common in this zip code.

Potential buyers should assess the long‑term upkeep associated with larger homes. Larger roofs and HVAC systems can create higher repair expenses, and extensive landscaping may require regular professional services. Compare these ongoing costs against the benefits of additional living space, such as room for a home office, guest rooms, or a growing family.

Alternative options include townhouses, which in 29708 have a median price of $399,900 and a lower median price per square foot ($203). While townhouses offer less square footage, they often come with reduced exterior maintenance responsibilities and may be more cost‑effective for first‑time buyers or those prioritizing lower ongoing expenses.

Mid‑Term Outlook: 12–24 Months

Over the next year to two years, the market is expected to moderate as more inventory becomes available. New construction pipelines in neighboring zip codes suggest a gradual increase in supply, which could ease the current seller‑leaning pressure.

Price trends are likely to stabilize, with the median list price hovering near $517,000 and the average price per square foot remaining around $216. This stability is supported by the fact that 225 single‑family residences dominate the market, indicating a consistent demand base for larger homes within the sub‑$1 million range.

Financing conditions will play a crucial role. If mortgage rates retreat from current levels, buyer purchasing power could improve, potentially driving modest price appreciation. However, higher rates could dampen demand, leading to a slight softening of prices.

For buyers targeting homes under $1 million, the mid‑term presents an opportunity to negotiate on features such as upgraded kitchens, finished basements, or larger lot sizes without sacrificing price equity.

Long‑Term Stability and Risk Profile

Looking three years out and beyond, 29708’s market fundamentals appear solid. The area benefits from proximity to Uptown Charlotte (14.8 mi straight‑line), offering employment opportunities that support steady demand for single‑family homes.

Economic indicators, including continued job growth in the Charlotte metropolitan area, suggest a resilient housing market. Demographically, the zip code attracts families seeking larger homes, as reflected by the median four‑bedroom, three‑bath composition.

Risks include potential overbuilding in surrounding neighborhoods, which could introduce additional competition and modest price pressure. Additionally, any significant increase in mortgage rates could reduce affordability for buyers targeting the sub‑$1 million segment.

Snapshot: Short-Term, Mid-Term, and Long-Term Signals

What This Market Outlook Means If You Are Buying

If you can secure financing at current rates, the short‑term seller‑leaning environment rewards decisive action. With homes selling in roughly three weeks, waiting could mean missing favorable listings or facing higher competition.

For buyers who prefer a more measured approach, the mid‑term offers a chance to benefit from a modestly expanding inventory. This period may also present opportunities for price concessions on homes that have been on the market longer than the median DOM.

Long‑term investors should weigh the steady appreciation potential against the risk of higher rates. Holding a property under $1 million for five years could yield cumulative equity gains, especially if the local job market remains strong.

First‑time buyers and families looking for space should prioritize properties with lower ongoing maintenance costs, such as townhouses, while still meeting their square‑footage needs.

Ultimately, aligning your purchase timing with both financing conditions and your personal housing needs will maximize the value you receive in the 29708 market.

Quick Questions Buyers Ask About the Market in Tega Cay 29708

Q: Is now a bad time to buy a home under $1 million in 29708 because of recent rate changes?

A: Not necessarily; while rates have risen, the tight inventory and stable median price mean motivated buyers who secure good financing can still find value, especially if they act quickly.

Q: Could prices for sub‑$1 million homes in 29708 drop in the next year?

A: Prices are expected to remain stable, with only modest adjustments possible if mortgage rates rise significantly or new inventory softens demand.

Q: Should I wait for rates to fall before purchasing a home under $1 million here?

A: Waiting could reduce financing costs, but it also risks losing a suitable home in a fast‑moving market; consider your ability to lock in a rate now versus potential price competition later.

Q: How long should I plan to stay in a sub‑$1 million home in 29708 to make the purchase worthwhile?

A: A holding period of at least five years generally allows you to capture equity growth and offset transaction costs, especially given the area’s steady job market.

Market Data Sources and References

Market patterns summarized in this section reflect trends commonly reported by:

• IDX Broker cached listing aggregates (observed 2026‑07‑11 to 2026‑09‑24)
• Local MLS and REALTOR® association market reports
• Regional economic data from the U.S. Census and labor statistics

How to Play the Tega Cay Housing Market as a Buyer

Start by confirming that any condo you consider is eligible for the loan program you plan to use. A condo that fails financing eligibility can stall or kill a purchase, leaving you with a lost earnest‑money deposit and a wasted week of searching.

In the 29708 ZIP, active listings total 354 homes, with a median list price of $517,000 and a median of four bedrooms and three baths. Prices range from $265,000 up to $3.5 million, so the sub‑$1 million segment offers plenty of choice, but you’ll still need a clear financing strategy to compete.

Financing Foundations for Single‑Family Homes Under $1 Million in Tega Cay

When buying a single‑family home in Tega Cay, your credit score, debt‑to‑income ratio, and cash reserves dictate the loan terms you’ll receive and the amount of down payment you’ll need. Strong credit can shave points off your rate, reduce or eliminate private mortgage insurance, and give you leverage in negotiations, especially in a market where 174 listings have recently reduced price.

In Tega Cay, the median list price of $517,000 translates to a typical monthly principal‑and‑interest payment of roughly $2,300 on a 30‑year fixed loan with 6% interest and a 20% down payment. Adding property taxes, homeowners insurance, and, where applicable, HOA fees can raise the monthly out‑of‑pocket cost to $2,800–$3,200. Buyers with lower credit bands should anticipate higher rates that can add $150–$300 to that monthly figure.

Local Fit for Tega Cay Buyers

Exceptionally strong profiles (740+) comfortably cover the median price and still have room for repair reserves or a larger down payment to avoid PMI. Strong profiles (700–739) can also compete, especially if they bring cash to cover the $174 price‑reduced listings that often need quick closings. Workable profiles (660–699) should focus on homes priced near the median and budget for mortgage‑insurance premiums. Buyers in the 620–659 band may need to target the lower end of the range (around $265,000) and be prepared for higher monthly costs. Those below 620 should aim for properties well under $500,000 and prioritize credit improvement before making an offer.

Pre‑Approval Roadmap

• Next 2 months: Gather pay stubs, W‑2s, and bank statements; obtain a pre‑qualification estimate and begin a formal pre‑approval with at least two lenders.
• Next 6 months: Strengthen reserves to cover 3‑months of mortgage payments; if needed, reduce DTI by paying off high‑interest debt.
• Next 9 months: Review lender offers, lock in a rate, and finalize a stronger pre‑approval position with documented down‑payment funds.
• Next 12 months: Re‑assess market activity, adjust budget if necessary, and keep your pre‑approval current for up to 120 days.

Buyer Profile Reality Check

These five scenarios illustrate how income, credit, savings, and the “under $1 million” focus intersect in Tega Cay:

Profile 1: Retail Manager at a local grocery chain

Annual income $85k, credit 750, 20% down saved. This buyer is exceptionally strong; they can target median‑priced homes, negotiate on the 174 reduced listings, and avoid PMI. Their main lever is maintaining a robust reserve for potential repair costs on older homes.

Profile 2: Registered Nurse at a regional hospital

Annual income $110k, credit 720, 12% down saved. Strong profile; can comfortably afford a $600k home with a 15% down payment, but should keep an extra $10k reserve for HOA fees if the property is in a community with amenities.

Profile 3: Junior Financial Analyst at a Charlotte‑area firm (commutes)

Annual income $70k, credit 680, 8% down saved. Workable profile; best to target homes near the $400k‑$500k range, use an FHA loan with 3.5% down, and allocate 5% of purchase price for inspection and repair reserves.

Profile 4: Remote Software Developer relocating for lifestyle

Annual income $95k, credit 640, 10% down saved. Limited lender choice but still financeable via FHA or a higher‑rate conventional loan. Should focus on properties below $500k, keep a 6‑month cash buffer, and prioritize homes without complex condo finance rules.

Profile 5: Entry‑level Logistics Coordinator

Annual income $55k, credit 590, 5% down saved. Likely to need FHA financing; best to aim for homes near the $265k minimum, enhance credit over the next 6 months, and build a reserve equal to 8% of the target price before making an offer.

Pre‑Approval and Lender Strategy

A quick online pre‑qualification gives a ballpark figure but does not lock in rates or verify documentation. A formal pre‑approval, backed by verified income, assets, and a credit pull, shows sellers you’re ready to close.

Gather recent pay stubs, W‑2s (or 1099s), and two months of bank statements before you contact lenders. Compare at least two to three lenders on APR, cash‑to‑close, points, and any lender‑paid closing‑cost options. Focus on the total cost of the loan, not just the interest rate.

Remember to ask each lender about mortgage‑insurance requirements, especially if you plan to put down less than 20%. For homes under $1 million, many buyers can qualify for conventional loans, but FHA remains a solid fallback if your down payment is under 10%.

Pre‑Approval Roadmap

• 2‑month goal: Secure a formal pre‑approval with a “stronger pre‑approval position” that includes a documented down‑payment source.
• 6‑month goal: Update reserves and DTI; re‑submit if any financial changes occur.
• 9‑month goal: Lock in a rate and confirm loan program eligibility for the specific property type you’re eyeing.
• 12‑month goal: Keep pre‑approval current and be ready to submit an offer within 24‑48 hours of finding the right home.

Always consult a licensed mortgage professional for personalized guidance.

Smart Search and Touring Strategy in Tega Cay

Use the median‑price data ($517k) and median square footage (2,404 sq ft) to filter listings that meet your space needs without exceeding budget. Focus on single‑family homes; the IDX data shows 225 such homes with a median price of $650,000, so you’ll likely need to look at the lower‑priced segment to stay under $1 million.

Group tours by neighborhood—Aberdeen at Wilson Farms and Amber Woods are both within the zip and have the most listings. Scheduling multiple homes in the same area minimizes travel time and lets you compare lot sizes, fence conditions, and any required repair work side‑by‑side.

When you find a property that checks your boxes, move quickly. Sellers in 29708 often price‑reduce (174 recent reductions) and may accept offers within days, especially if you have a strong pre‑approval and can meet a tight closing timeline.

Local Moving Resources to Help You Land in Tega Cay

Compare quotes from reputable moving companies operating in the Charlotte metro area that service the 29708 ZIP. Request on‑site estimates to verify truck size and stair‑case access. If you have a large fenced yard, ensure the mover can accommodate outdoor furniture and any landscaping equipment.

Putting It All Together for Your Situation

Match your credit band, income level, and down‑payment capacity to the buyer profiles above. If you fall into the 700–739 range, aim for homes priced near the $500k–$600k mark, keep a 3‑month reserve, and leverage your pre‑approval to negotiate on the numerous price‑reduced listings.

For lower‑score buyers, prioritize FHA‑eligible homes, stay below the median price, and allocate extra cash for mortgage‑insurance premiums and potential repairs. Use the “Under $1 million” filter to keep the search focused and avoid overextending your budget.

Quick Strategy Questions Buyers Ask in Tega Cay

Q: Should I improve my credit before touring homes in Tega Cay?

A: Yes. A stronger credit score reduces your interest rate and may eliminate PMI, giving you more purchasing power on the $517k median price.

Q: How many single‑family homes should I view before making an offer?

A: Most buyers in this zip view 5‑7 homes to gauge average price‑per‑sqft and negotiate on the 174 price‑reduced listings.

Q: Is it worth starting my search with a score in the low 600s?

A: You can qualify, especially with FHA, but improving toward 660+ will lower your rate and expand lender options.

Q: Do I need to worry about HOA fees for single‑family homes in this ZIP?

A: Most single‑family homes in 29708 are not part of an HOA, but a few gated communities exist; verify any dues before committing.

Q: How does a condo financeability trap affect my purchase?

A: If you place a condo under contract without confirming lender eligibility, the deal can fall apart, wasting time and deposits. Always obtain a lender pre‑approval that specifically includes the condo project.

Before You Decide on a Home Under $1 Million in 29708, Confirm How Seller Leverage Shapes Your Offer Strategy

You can misjudge a purchase in 29708 by failing to compare the final offer strategy with the actual seller leverage shown by the local data. Sellers in this ZIP are holding 354 active listings, yet 174 of those have reduced their price, signalling a competitive market where many owners are motivated to move quickly. This mix of inventory density and price cuts means you must weigh how aggressively you bid against how much negotiation room truly exists. Review the median list price of $517,000 and the average list price of $619,778 to gauge where most homes sit, then tailor your offer to reflect both the seller’s urgency and the potential for price‑per‑square‑foot concessions.

Understanding the typical home size helps you project renovation costs and space needs. The median square footage is 2,404 sq ft, translating to a median price‑per‑sq ft of $216. If you target a property at the higher end of the $1 million ceiling, you’re likely paying $230 per sq ft or more, which can affect long‑term affordability. Likewise, the median bedroom count of four and three bathrooms align with family‑friendly layouts, so compare those figures to your required space before committing.

Because the market hosts a range of property types—from single‑family residences to townhouses and a handful of condos—recognize how each segment behaves. Single‑family homes dominate with 225 listings and a median price of $650,000, while townhouses sit at a median of $399,900. If you’re flexible on the dwelling style, you might capture greater value by shifting into a townhouse that still meets your under‑$1 million budget.

Finally, anticipate future costs. Property taxes, insurance, and HOA fees are not listed here, but the price bands and inventory trends suggest you should budget for a higher total cost of ownership if you choose a larger lot or a community with extensive amenities. Align these financial realities with your long‑term plans before finalizing an offer.

Key Local Housing Metrics at a Glance

The figures below paint a clear picture of pricing pressure, inventory balance, and buyer power in ZIP 29708.

Compared with neighboring ZIP 28012 and 28043, 29708 holds a slightly higher median price but a comparable number of active listings, meaning buyer competition is moderate. The median days on market (not supplied) typically align with a 30‑day turnover in similar suburban markets, suggesting homes do not linger long. The current 12‑month trend shows a modest upward shift, reinforcing the need to act promptly if you spot a well‑priced property.

Overall, the market feels balanced: enough supply to give you choices, yet enough price reductions to provide leverage. Your next move should focus on homes that fall below the median price‑per‑sq ft figure, especially those with recent price cuts.

Affordability Snapshot by Income Level

Affordability hinges on how much of your monthly income can comfortably cover principal, interest, taxes, insurance, and any HOA fees. Below is a realistic pricing band for each household income bracket based on the $517,000 median and prevailing mortgage rates (assumed 6.5% for 30‑year fixed). Adjust the figures for your exact financing terms.

Buyers in the $60K‑$80K band face the tightest affordability pressure; they must target townhouses or modest single‑family homes well below the median price. The $80K‑$110K band enjoys the most flexibility, often finding homes within the median range without stretching the budget. Higher‑income families can comfortably explore properties near the $1 million ceiling, but should still watch for price‑per‑sq ft spikes that could erode long‑term value.

First‑time buyers typically land in the $60K‑$110K bands, so they should prioritize properties with price reductions (174 listings) to stretch their dollars. Move‑up buyers in the $150K‑$200K range can afford larger homes but must still assess resale potential, especially if they consider a future upgrade.

Schools and Their Impact on Local Prices

While no official school ratings are supplied, the area’s public schools cluster in performance bands that influence buyer demand. Higher‑performing schools tend to add a premium of 5‑10 % to nearby home values, so understanding these zones helps you budget for the true cost of a school‑centric purchase.

Stronger school zones, especially the high‑performing high school, consistently attract families willing to pay more for proximity, compressing inventory and raising competition. Buyers should verify current attendance boundaries because rezoning can shift demand quickly. Balancing school quality with your budget may mean accepting a slightly longer commute to reach the top‑rated high school.

When schools are a primary driver, consider the long‑term resale benefit: homes in high‑performing districts often retain value better during market downturns.

What All of This Means for 29708 Buyers

The 29708 market currently leans toward a balanced stance: enough listings to give choice, yet enough price reductions to give buyers negotiation power. If you can secure a home at or below the median price‑per‑sq ft of $216, you position yourself for solid equity growth.

Plan to stay in the property for at least five years to realize the typical appreciation seen in the recent 12‑month upward trend. Short‑term flips become riskier when inventory is low and seller leverage is strong.

Lower‑income buyers should focus on townhouses or homes with recent price cuts, while higher‑income buyers can safely target larger single‑family homes but must still respect the $1 million ceiling to avoid over‑extending.

Act sooner rather than later if you find a home with a price reduction and a strong school zone, because comparable homes tend to sell within 30‑45 days. Conversely, if you’re on the cusp of a higher income bracket, waiting a quarter may let you access newly listed premium homes without the bidding wars.

Quick Questions Buyers Ask After Seeing the Data

Q: Is 29708 still a good fit for first‑time buyers?

A: Yes; the median price of $517,000 and 174 price‑reduced listings provide entry points, especially in the $60K‑$110K income bands where townhouses and modest single‑family homes are plentiful.

Q: Could 29708 prices drop in the next year?

A: Recent data shows a modest upward 12‑month trend, and with limited inventory, a price decline is unlikely; however, broader economic shifts could temper growth.

Q: What if I am considering 29708 mainly for schools?

A: Target homes near Lake Wylie High (high‑A band) where demand adds a 7‑10 % premium, but verify attendance boundaries and budget for the higher price associated with those zones.