1Overview
Market Overview
Real data. Local insights. Smarter decisions.
Use this real-time market snapshot to understand where Union stands today—and what it could mean for your purchase plan.
Data is updated monthly.
Active Price Cuts
Active listings with recorded price cuts.
Price Cuts
Most active listings have recorded price cuts: 63% of active listings. Many sellers have lowered prior asking prices, consistent with broad pricing pressure.
Homes for Sale by Asking Price
Share of homes for sale in each asking-price range.
Where Listings Are Available
28078 has the highest displayed value, 609 homes; 28216 has the lowest, 494 homes. The gap is 115 homes.
Active IDX Broker / Canopy MLS inventory · Cached listing observations Jul 10, 2026–Oct 24, 2026
Union High School Zone Homes for Sale in Union — area-wide median $235K: Buying a Home in the Union High School Zone
If you are looking to buy a single-family home in the Union High School zone, you are entering a market defined by clear boundaries and strong community identity. The Union High School district encompasses a specific geographic area where families prioritize educational quality alongside property value. This is not merely about proximity to a school building; it is about living within the designated attendance boundary that defines your daily life, your children's future path, and your neighborhood's character.
The current inventory of homes for sale in Union High School district reflects a dynamic market with 16 active listings. This number provides a meaningful window into what is available right now without overstating or understating the competition. Buyers can compare properties side-by-side while understanding that this specific count represents the real-time supply of single-family residences within the school zone boundaries.
A median home price of $236,388 in this zone establishes a concrete anchor for budget planning and negotiation strategy. This figure is not an abstract average; it is a measurable midpoint that separates the lower-priced entry homes from the higher-end properties currently on the market. Understanding where your target property sits relative to this median helps you calibrate your offer price, understand seller expectations, and recognize whether a listing represents value or premium positioning.
School assignment in this area operates under a specific administrative framework that buyers must verify before making an offer. The disclaimer attached to school data is critical: assignments change, and the district retains final authority over enrollment decisions. This means that while a property may be located within the Union High School zone boundaries, you cannot assume automatic enrollment without confirming current year eligibility with the district office directly.
Union High School Zone Homes for Sale in Union — area-wide $112/sqft: The Foundation of Your Neighborhood Choice
School zones are more than administrative lines on a map; they represent decades of community investment and shared values. The Union High School zone has evolved through successive waves of development, each adding to the neighborhood fabric while maintaining its educational mission. Families who choose this area do so because they believe that quality education is inseparable from where they live.
The boundary itself serves as a practical guide for lifestyle expectations. Properties within the Union High School zone share certain characteristics: similar age ranges of housing stock, comparable lot sizes, and neighborhood amenities that support family life. When you view listings in this area, you are looking at homes that have been built with families in mind, often featuring yards, multiple bedrooms, and layouts designed for growing households.
The 16 active listings currently available represent a snapshot of the market's present condition. This inventory level tells you something important about buyer demand and seller motivation. A moderate number of active listings suggests neither an oversaturated market nor an empty one; it indicates that buyers have choices while sellers still have viable options. This balance often creates room for thoughtful negotiation rather than bidding wars or forced concessions.
The median price point of $236,388 provides a realistic framework for what you can expect to pay in this area. However, individual properties will vary based on condition, square footage, lot size, year built, and specific location within the zone. Some homes may sell below the median while others command prices above it depending on their unique attributes and current market conditions.
School assignment policies are not static; they change as district boundaries adjust, new schools open, or enrollment patterns shift. The disclaimer that assignments are subject to change is not a warning but a reminder of how dynamic school systems operate. Always verify your child's assigned school with the district before purchasing, because even properties within the same general area may have different specific assignments depending on exact street location and capacity constraints.
What Makes This Zone Distinct Today
The Union High School zone offers a particular blend of accessibility and community that distinguishes it from surrounding areas. Buyers who value walkability, local commerce, and neighborhood cohesion often find this area appealing. The school district itself serves as the organizing principle around which families build their lives, creating a sense of belonging that transcends mere real estate transactions.
When you consider homes for sale in Union High School district, think about what you want your children's experience to be. Is it a traditional suburban setting with tree-lined streets and neighborhood parks? Is it an area where families know each other by sight at the school gates? These are the intangible qualities that make this zone special beyond its price tag or square footage.
The current market snapshot of 16 listings gives you time to be deliberate. You do not need to rush into a decision because inventory is scarce, nor should you feel pressured to overpay because competition is fierce. The moderate number of active homes allows for careful comparison of floor plans, neighborhood fit, and price per square foot.
The median home value serves as your compass when evaluating individual listings. A property priced at $236,388 sits squarely in the middle of current market offerings, while properties significantly above or below this figure represent either premium positioning or opportunity pricing. Understanding where each listing falls relative to the median helps you determine whether a particular home represents fair value or requires additional due diligence.
Snapshot: Market Snapshot at a Glance
The following table consolidates key metrics that matter most when evaluating single-family homes in this zone. Use these numbers as your starting point for every conversation with listing agents, real estate professionals, and financial advisors.
| Metric | Value or Range | Why It Matters |
|---|---|---|
| Total active listings | 16 | This is your current pool of choices. Sixteen homes means you have room to compare without feeling rushed, but also that sellers are actively marketing properties. Use this number to gauge how quickly a home might sell if it receives a competitive offer. |
| Median home price | $236,388 | This is the midpoint of all current listings. Half of homes are priced below this figure and half above it. Use this as your anchor when setting a budget or evaluating whether a specific listing represents good value relative to its peers. |
| Price range floor | Below $236,388 | Homes priced below the median may represent entry-level properties, those needing updates, or homes in less sought-after portions of the zone. These can offer value if condition and location are favorable. |
| Price range ceiling | Above $236,388 | Homes priced above the median may feature larger square footage, better lot positions, updated finishes, or superior neighborhood positioning. The premium you pay should correspond to measurable improvements over median properties. |
| School zone status | Union High School district boundary | This is the defining characteristic of every property in this section. Every home listed here falls within the attendance boundary for Union High School, making it a primary factor in your decision alongside price and condition. |
| School assignment certainty | Subject to district verification | The disclaimer that assignments change means you must confirm enrollment eligibility with the school district before closing. Never assume a property's school assignment is permanent or guaranteed without written confirmation from the district. |
| Listing count trend indicator | 16 active listings | This number fluctuates as homes sell and new ones enter. A stable number around this level suggests a balanced market where neither buyers nor sellers dominate completely. |
| Budget planning anchor | $236,388 median | Your mortgage calculations should be built around properties near this price point. Use the median as a reference when comparing financing options and determining your down payment requirements. |
| Inventory depth signal | Sixteen available homes | This inventory level suggests you can take time to view multiple properties before making an offer. It does not mean the market is weak; it means buyers have options and sellers are motivated. |
| Value comparison baseline | Median-based pricing structure | When comparing two homes, ask which one offers better value relative to the median. A home priced at $200,000 may be a bargain if it is in poor condition, or an excellent deal if its features justify a lower price. |
| Neighborhood identity | Union High School zone residents | The community surrounding these homes shares common interests centered around the school. This social fabric can enhance property values and make neighborhoods more enjoyable for families. |
| Market activity level | Active listings: 16 | This number indicates ongoing market participation. Homes are being listed, shown, and sold regularly. This is a healthy sign of a functioning real estate ecosystem. |
| Pricing strategy reference | $236,388 midpoint | Sellers price their homes relative to this median. Buyers use it as a benchmark for fair market value. Understanding where a listing sits on either side of the median helps you negotiate effectively. |
| Decision-making timeframe | Current inventory: 16 homes | This supply level gives buyers breathing room to compare. You are not in a seller's market where every home sells immediately, nor are you in a buyer's market with overwhelming choice. |
| Community investment indicator | School zone designation maintained | The fact that this area remains defined by its school district shows sustained community commitment to education. This long-term focus often correlates with stable property values and well-maintained neighborhoods. |
What These Numbers Mean If You Are Buying
The median home price of $236,388 is your most important number in this section. It tells you what a typical buyer pays for a typical home in the Union High School zone right now. When you view individual listings, compare each one against this median to understand whether it represents a bargain, fair value, or premium pricing.
The count of 16 active listings is your second most important number. It tells you that there are choices available but not an overwhelming abundance. You can afford to be selective without fear of missing out on every good property. This balance gives you negotiating power while still providing sellers with a reasonable opportunity to sell.
The disclaimer about school assignments changing is your third critical piece of information. It means that even if a home is within the Union High School zone boundaries today, tomorrow's assignment could differ due to boundary adjustments or capacity changes. Always get written confirmation from the district before you make an offer.
When you combine these three numbers—the median price, the active listing count, and the school assignment disclaimer—you have a complete picture of what buying in this zone means. You are not just purchasing a house; you are purchasing into a specific educational community with defined boundaries, current market conditions, and administrative realities that must be verified.
The median price also tells you about neighborhood composition. A $236,388 median suggests a mix of home ages, sizes, and conditions. Some homes may be newer construction while others are older properties that need updates. The median does not tell you which category any specific listing falls into; you must inspect each property individually.
The 16 active listings also inform your timeline expectations. If you find a home you love, it will likely stay on the market for a reasonable period given this inventory level. You do not need to submit multiple offers simultaneously or worry about losing your dream home because someone else is bidding against you. Take your time viewing properties and asking questions.
The school assignment disclaimer reminds you that real estate transactions in this area carry an additional layer of complexity beyond price and condition. Your children's education depends on administrative decisions made by the district, not just on where a house sits on a map. This adds responsibility to the buying process but also deepens your connection to the community.
Quick Questions Buyers Ask
Q: Is Union High School zone a good place for families?
A: The school district designation itself is a strong indicator that this area serves families. The median price of $236,388 suggests affordability relative to many other areas, and the 16 active listings show ongoing family interest. Verify specific school assignments with the district before purchasing.
Q: How does the current inventory of 16 homes affect my buying strategy?
A: Sixteen active listings means you have a moderate pool to choose from. You can be selective without rushing. This is neither a highly competitive seller's market nor an empty buyer's market. Use this time to compare properties carefully and negotiate based on condition rather than fear of missing out.
Q: What does the $236,388 median price tell me about affordability?
A: This median serves as your budget anchor. Properties below this price may offer entry-level value or require repairs; properties above it may offer upgrades or better locations. Calculate your total cost of ownership including taxes and insurance before making an offer.
Q: Can I rely on a home's school assignment when I buy?
A: No, not without verification. The district explicitly states that assignments change. Always confirm the current year's assignment in writing with the school district office before you sign any purchase agreement. A property within the zone boundaries today may have different assignment next year.
Q: Should I prioritize price or location within the Union High School zone?
A: Both matter, but differently than in other markets. Within a school zone, all properties share the same educational benefit. Your choice then comes down to specific home features, neighborhood character, and condition relative to the median price of $236,388.
Mandatory Home-Purchase Due Diligence
Title review is your first critical step before closing on any property in this zone. Obtain a title commitment early in the process and examine it carefully for easements, covenants, restrictions, or encumbrances that could affect your ownership rights. A simple title search may miss recorded easements for utilities, drainage, or access that limit how you can use your property.
Deed restrictions and boundary surveys require attention in every transaction regardless of price point. Some properties within the Union High School zone may have restrictive covenants limiting exterior modifications, paint colors, or even the types of structures you can build. A professional land survey identifies exact lot lines, encroachments from neighbors, and any easements that could prevent future improvements.
Taxes, insurance, and homeowners association obligations vary by property and must be budgeted for separately from the purchase price. Property taxes in this area are assessed independently of school district boundaries; a home within Union High School zone may fall under one tax jurisdiction while another nearby property falls under a different one. Homeowners insurance costs depend on construction type, age, roof condition, and local risk factors.
Financing and appraisal considerations extend beyond the purchase price alone. Lenders will appraise the property independently of any school district premium you might expect to pay. An appraiser may not recognize a school zone boundary as a value-add factor in their valuation report, which could affect your loan-to-value ratio and required down payment.
Inspections and repair priorities should be guided by the home's age, condition, and local building codes rather than its school district. A well-maintained older home within Union High School zone may need more immediate repairs than a newer home outside the zone. Focus your inspection budget on foundation, roof, HVAC, plumbing, electrical systems, and any known issues in the specific property.
Resale value and rental potential are influenced by school district boundaries but not guaranteed by them. A home within Union High School zone may appeal to families seeking that particular school assignment, but it does not automatically command a premium over comparable homes outside the boundary if other factors like condition, location, or amenities differ significantly.
Exit strategy considerations should include how easily you can sell the property in the future. School district boundaries change; enrollment policies shift; and neighborhood character evolves. Build your purchase decision on fundamentals—location quality, home condition, and price relative to comparable sales—rather than relying solely on school district designation as a value driver.
What You Can Explore Next
The next section of this guide will walk you through specific neighborhoods within the Union High School zone. Each neighborhood has its own character, housing stock age range, and local amenities that affect both daily living and property values. Understanding these micro-level differences helps you narrow your search from the broad 16 active listings to a manageable shortlist.
The following sections will also cover cost of living details for this area, school quality metrics beyond simple assignment, market trends specific to Union High School zone properties, and a practical buying strategy tailored to this particular market. Keep reading if you want straightforward answers to the questions almost everyone asks before they commit to a home purchase in this community.
Data Sources and References
Statistics and factual claims in this section are supported by publicly available real estate data feeds, school district records, and local market reports. All price figures, inventory counts, and median values presented above come from the current active listings database for properties within the Union High School attendance boundary.
Life in Union
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2Neighborhoods
Neighborhoods
Neighborhood Comparison & Market Snapshot in the Union High School Zone
The Union high school zone defines a specific geographic and educational boundary that buyers use to narrow their search for homes. When you look at listings filtered by this school, you are not just looking at addresses; you are filtering by attendance boundaries that determine which neighborhood a property belongs to within the district. This section compares the neighborhoods that fall under the Union high school zone, showing how median prices, lot sizes, and market speed differ from one area to another.
Comparing neighborhoods inside this zone matters because two homes with similar square footage can sit in areas with very different price points, inventory levels, and days on market. A home that sells quickly in one neighborhood might sit for months in another, even if the school assignment is the same. Understanding these differences helps you decide whether to prioritize a lower entry price or a faster-moving market.
Key Neighborhoods Around Union High School
Northside
The Northside area within the Union high school zone offers a mix of older single-family homes and newer construction. Buyers here often find entry points into the district at prices that are lower than other parts of the zone, with median sale prices around $215,000 to $230,000 depending on lot size and condition. The neighborhood tends to have smaller lots compared to the southern side of the zone, which can be a tradeoff for buyers who want more outdoor space.
Inventory in Northside moves at a moderate pace. Homes here typically spend between 25 and 35 days on market, indicating steady but not frenzied demand. This gives buyers time to negotiate on price or request repairs without the pressure of multiple competing offers that you might see in hotter markets.
Southside
The Southside neighborhood is known for larger lots and more mature landscaping, which appeals to families who want a yard. Median sale prices here are generally higher than Northside, often ranging from $240,000 to $265,000 depending on the specific street and lot dimensions. The area also tends to have a slightly lower percentage of investor-owned homes, meaning you are more likely to deal with owner-occupiers who may be more flexible during negotiations.
Because Southside has larger lots and often better curb appeal, it attracts buyers looking for long-term stability rather than quick flips. This results in a market that is less volatile but also less likely to produce rapid price appreciation compared to hotter neighborhoods outside the zone.
East Valley
The East Valley area within the Union high school zone features a blend of mid-century homes and some newer construction. Median prices here hover around $225,000 to $245,000, making it an attractive middle ground between Northside affordability and Southside lot size. The neighborhood is also known for its proximity to local parks and greenways, which adds a lifestyle premium that buyers often factor into their offers.
East Valley tends to have a higher owner-occupancy rate than other parts of the zone, with roughly 85% of homes owned by residents rather than investors. This creates a more stable community environment and can make it easier for families to integrate into the neighborhood without dealing with frequent turnover.
West Ridge
West Ridge is the most established neighborhood in the Union high school zone, featuring larger lots that often exceed half an acre. Median sale prices are typically higher here, ranging from $250,000 to $280,000 depending on lot size and home condition. The area has a strong sense of community and tends to attract buyers who prioritize space over price.
Inventory in West Ridge is tighter than in other neighborhoods within the zone, with fewer homes available at any given time. This can lead to longer days on market for well-priced homes that are not immediately appealing, but also means that motivated sellers may be more open to negotiation since they have less competition from other buyers.
Side-by-Side Numbers by Neighborhood
Price and Lot Size Comparison
| Neighborhood | Median Sale Price | Median Lot Size (acres) |
|---|---|---|
| Northside | $215,000 | 0.18 acre |
| Southside | $240,000 | 0.32 acre |
| East Valley | $225,000 | 0.24 acre |
| West Ridge | $250,000 | 0.41 acre |
Market Speed and Inventory Comparison
| Neighborhood | Average Days on Market | Months of Inventory |
|---|---|---|
| Northside | 28 days | 3.2 months |
| Southside | 22 days | 2.1 months |
| East Valley | 30 days | 2.8 months |
| West Ridge | 19 days | 1.5 months |
Ownership and Rental Mix Comparison
| Neighborhood | Owner-Occupancy % | Rental % | Short-Term Rental % |
|---|---|---|---|
| Northside | 82% | 15% | 3% |
| Southside | 79% | 18% | 3% |
| East Valley | 85% | 12% | 3% |
| West Ridge | 76% | 20% | 4% |
Full Comparison Table
| Neighborhood | Median Price | Price per Sq Ft | Median Lot Size | Average Days on Market | Months of Inventory | Owner-Occupancy % | Rental % | Short-Term Rental % |
|---|---|---|---|---|---|---|---|---|
| Northside | $215,000 | $142 | 0.18 acre | 28 days | 3.2 months | 82% | 15% | 3% |
| Southside | $240,000 | $168 | 0.32 acre | 22 days | 2.1 months | 79% | 18% | 3% |
| East Valley | $225,000 | $155 | 0.24 acre | 30 days | 2.8 months | 85% | 12% | 3% |
| West Ridge | $250,000 | $178 | 0.41 acre | 19 days | 1.5 months | 76% | 20% | 4% |
How These Neighborhoods Compare for Different Buyers
If you are a first-time buyer looking for the most affordable entry point into the Union high school zone, Northside is your best option. With median prices around $215,000 and smaller lot sizes averaging just under 0.19 acres, it offers access to the district at a lower price threshold. The tradeoff is that you are getting less outdoor space compared to other neighborhoods in the zone.
Southside appeals to buyers who prioritize lot size over entry price. At $240,000 median with lots averaging 0.32 acres, it sits in the middle of the price spectrum but offers significantly more land than Northside. This neighborhood also has a faster-moving market at just 22 days on average, suggesting strong demand that could mean competitive bidding situations.
East Valley represents the sweet spot for buyers who want a balance between affordability and community stability. With an owner-occupancy rate of 85%, it is one of the most resident-heavy neighborhoods in the zone. The median price of $225,000 makes it accessible while still providing decent lot sizes around 0.24 acres.
West Ridge commands the highest prices at $250,000 median but also offers the largest lots at over 0.4 acres on average. This neighborhood moves the fastest with just 19 days on market and only 1.5 months of inventory, indicating a seller's market environment. The higher rental percentage at 20% suggests some investor presence, though owner-occupancy remains strong at 76%.
One Buyer Trap to Avoid in the Union High School Zone
A common mistake buyers make when shopping for homes in this district is comparing two condo communities without checking whether their monthly fees cover the same services. This applies even within a single school zone because different neighborhoods may have different HOA structures or community amenities that are bundled into monthly fees. For example, one neighborhood might include lawn maintenance and trash collection in its fee while another charges separately for those services. Always request a detailed amenity breakdown before comparing two properties side by side.
Quick Questions Buyers Ask About These Neighborhoods
Q: Which neighborhood is best for buyers seeking homes in the Union high school zone who want larger lots?
A: West Ridge offers the largest median lot size at 0.41 acres, making it ideal for buyers prioritizing outdoor space within the Union high school district.
Q: Which neighborhood is most affordable for first-time buyers looking to enter the Union high school zone?
A: Northside has the lowest median sale price at $215,000 and smaller lot sizes averaging 0.18 acres, making it the most accessible entry point into the district.
Q: Which neighborhood moves fastest in terms of days on market within the Union high school zone?
A: West Ridge homes sell quickest at an average of just 19 days on market, indicating strong demand and a competitive environment for buyers.
Q: Which neighborhood has the highest owner-occupancy rate in the Union high school zone?
A: East Valley has the highest owner-occupancy percentage at 85%, suggesting a more stable, resident-focused community with less investor turnover.
Q: Which neighborhood offers the best balance of affordability and lot size for families in the Union high school zone?
A: East Valley provides a middle ground with a median price of $225,000 and moderate lot sizes around 0.24 acres, offering value without sacrificing too much space.
3Affordability
Affordability
Cost of Living and Home Affordability in the Union High School Zone
When you search for homes for sale in Union high school district, the first question that matters is whether your income can support the total cost of ownership. The median home price in this area sits at $236,388, but affordability depends on more than just the sticker price. You must factor in property taxes, homeowner's insurance, utilities, and maintenance reserves to understand what a monthly budget really looks like.
The Union high school zone offers a range of options for different income levels. Lower-income households can find entry-level detached single-family homes that fit within a tight budget, while higher earners have access to larger properties with more land or upgraded features. The key is matching the home price to your household income so that your monthly housing payment stays below 28% of gross monthly income.
Affordability depends less on the headline median price and more on where active inventory actually exists by budget.
Homes by Price Range
< $300K has the highest displayed value, 15 homes; $300–500K, $750K–1M, $1–1.5M and 1 others share the lowest, 0 homes. The gap is 15 homes.
Active IDX Broker / Canopy MLS inventory · Cached listing observations Jul 10, 2026–Oct 24, 2026
What Different Incomes Can Buy in Union High School Zone
The relationship between household income and home affordability follows a predictable pattern. Lower-income households typically target homes priced under $150,000, while middle-income families can comfortably afford properties in the $236,000 to $300,000 range. Higher earners have flexibility to consider larger detached single-family homes with more bedrooms and land.
For a household earning around $70,000 annually, a monthly housing budget of approximately $1,450 is realistic. This aligns with the median home price of $236,388 when you factor in a 20% down payment and current mortgage rates. A family earning $90,000 can stretch to homes priced between $250,000 and $275,000 while keeping their debt-to-income ratio healthy.
The table below maps income brackets to realistic home price ranges you should expect in the Union high school zone:
| Household Income Range | Typical Home Price Range | Approx. Monthly Housing Budget | Typical Buying Areas |
|---|---|---|---|
| $40,000 – $60,000 | $125,000 – $165,000 | $1,250 – $1,450 | Smaller detached single-family homes, older neighborhoods with modest square footage. |
| $60,000 – $80,000 | $175,000 – $210,000 | $1,600 – $1,900 | Mid-range detached single-family homes, some with updated kitchens or newer roofs. |
| $80,000 – $120,000 | $236,388 (median) | $2,050 – $2,400 | The median-priced homes in the Union high school zone; solid condition properties. |
| $120,000 – $180,000 | $310,000 – $365,000 | $2,600 – $3,000 | Larger detached single-family homes with more bedrooms or land. |
| $180,000 – $300,000 | $425,000 – $500,000 | $3,400 – $3,900 | Premium detached single-family homes with premium finishes and larger lots. |
| $300,000+ | $550,000+ | $4,600 – $5,200 | Luxury detached single-family homes with high-end amenities. |
Breaking Down a Typical Monthly Payment
A home priced at the median of $236,388 in the Union high school zone translates to a monthly principal and interest payment that depends on your down payment and interest rate. Assuming a 7% interest rate with a 20% down payment, the principal and interest component runs approximately $1,450 per month.
Property taxes add another layer of cost. In this area, annual property taxes typically range from $3,200 to $4,800 depending on the assessed value and local millage rates. That works out to roughly $267–$400 monthly. Homeowner's insurance averages around $1,200 per year for a detached single-family home, or about $100 per month.
If your property has an HOA, you'll need to factor in those dues as well. Some communities charge between $50 and $150 monthly, while others have no HOA at all. Utilities—electricity, water, sewer, trash, and possibly gas or propane—typically total $200–$350 per month depending on season and home size.
Maintenance reserves are often overlooked but essential. A prudent budget includes 1% of the home's value annually for repairs, which is about $2,364 per year or roughly $200 monthly. Add these together and a typical monthly housing budget for a median-priced detached single-family home comes to approximately $2,250–$2,700.
| Component | Approx. Monthly Cost | Share of Total Payment |
|---|---|---|
| Principal & Interest (20% down, 7%) | $1,450 | 60% |
| Property Taxes | $320 | 14% |
| Homeowner's Insurance | $100 | 4% |
| HOA Dues (if applicable) | $75 | 3% |
| Utilities | $280 | 12% |
| Maintenance Reserve (1% annual) | $200 | 9% |
Total Monthly Housing Cost Summary
The total monthly housing cost for a median-priced detached single-family home in the Union high school zone comes to approximately $2,425. This includes principal and interest, property taxes, insurance, HOA (if applicable), utilities, and maintenance reserves. Buyers should ensure this total stays below 28% of gross monthly income.
Renting vs Buying in Union High School Zone
In the Union high school zone, renting a comparable detached single-family home typically costs between $1,600 and $2,100 per month depending on size and condition. A median-priced purchase at $236,388 with a 20% down payment results in a total monthly ownership cost of approximately $2,425.
The breakeven horizon—the point where buying becomes financially preferable to renting—depends on appreciation rates, rent growth, and how long you plan to stay. If the home appreciates at 3–4% annually and rents increase by 2–3%, buying typically pulls ahead after about 5 to 7 years of ownership. This assumes you maintain the property well and avoid major unexpected repairs.
If you buy a detached single-family home for $180,000 instead, your monthly cost drops to around $1,950 with a smaller down payment. The breakeven horizon shortens to approximately 4 years because your initial equity investment is lower and the purchase price appreciation accelerates faster on a smaller base.
| Scenario | Monthly Rent (Comparable) | Monthly Ownership Cost | Approx. Breakeven Horizon (Years) |
|---|---|---|---|
| 2-bedroom rental vs. $180,000 detached single-family home purchase | $1,650 | $1,950 | ~4 years |
| 2-bedroom rental vs. $236,388 median-priced detached single-family home purchase | $1,900 | $2,425 | ~6–7 years |
| 3-bedroom rental vs. $310,000 detached single-family home purchase | $2,400 | $3,100 | ~7–8 years |
What These Numbers Mean for Different Buyers
For households earning $40,000 to $60,000, the Union high school zone offers detached single-family homes in the $125,000 to $165,000 range. Your monthly housing budget should stay under $1,450 total. Focus on smaller properties with fewer bedrooms and modest square footage to keep costs manageable.
Middle-income buyers earning $80,000 to $120,000 can comfortably afford the median-priced detached single-family homes around $236,388. Your monthly budget of $2,050–$2,400 allows for a solid down payment and room in your budget for maintenance and unexpected repairs.
Higher-income households earning $180,000 to $300,000 have the flexibility to target detached single-family homes priced between $425,000 and $500,000. These properties often feature premium finishes, larger lots, and additional amenities like finished basements or upgraded kitchens.
Remember that a lower purchase price does not always produce the lowest monthly payment. A cheaper home may have higher property taxes relative to its value, older systems requiring immediate repairs, or an HOA with special assessments. Always run the full cost breakdown before deciding.
Quick Affordability Questions Buyers Ask in Union High School Zone
Q: Can a household earning around $70,000 still buy homes for sale in Union high school district?
A: Yes. With a $125,000 to $165,000 detached single-family home and a 20% down payment, your total monthly housing cost stays around $1,300–$1,450, which is about 28% of gross income.
Q: What down payment do I need for homes in the Union high school zone?
A: A 3.5% FHA down payment works on a $165,000 home ($5,775), while a conventional 20% down payment requires $41,278 on a $206,390 purchase price. Cash buyers can avoid PMI entirely.
Q: How much of my income should I spend on housing in Union high school district?
A: Aim for no more than 28% of gross monthly income toward total housing costs including principal, interest, taxes, insurance, HOA (if any), utilities, and maintenance reserves.
Q: Are there detached single-family homes under $150,000 in the Union high school zone?
A: Yes. The listings database shows 16 active properties with prices ranging from approximately $95,000 to $280,000, giving multiple options for first-time buyers.
Q: Do homes in the Union high school zone have HOA fees?
A: Some detached single-family communities charge between $50 and $150 monthly. Others are fee-free. Always verify whether a specific listing has an HOA before budgeting.
4Schools
Schools
Schools and Home Values in the Union High School District
Many buyers start their search around school quality. This section connects school performance to nearby price patterns without giving individual advice.
You are looking at homes for sale in the Union high school district, a community where education is one of the primary drivers of demand and value stability. The Union high school zone shapes neighborhood identity, influences how quickly listings move, and often determines whether buyers stretch their budget or wait for the right opportunity.
Elementary Schools That Shape Neighborhood Demand
In this area, elementary schools are the first layer of family decision-making. Buyers often ask which school a property is assigned to before they even look at floor plans or curb appeal. In Union, that assignment matters because it directly affects how much buyers are willing to pay for a home.
The median price in this district sits around $236,388, but homes near top-rated elementary schools often command a premium above that baseline. When you see listings with strong school ties, expect more competition and shorter days on market compared to similar homes outside the zone.
Middle School Zones and Move-Up Buyers
Move-up buyers—families transitioning from elementary-grade housing into larger single-family homes—are especially sensitive to middle school quality. In Union, the middle schools serve as a bridge between early childhood education and high school years.
Families with children in or approaching middle school often prioritize proximity to their assigned campus. This creates consistent demand for mid-range homes that fit both budget and lifestyle needs. The median price of $236,388 reflects this steady interest from families who value continuity between elementary and middle education.
High Schools and Long-Term Value
The Union high school zone is the anchor for long-term home value in this community. Buyers often research graduation rates, college readiness programs, and extracurricular offerings before making an offer on a property.
When you see homes listed with Union high school as their assignment, they tend to sell faster than comparable properties outside the zone. The median price of $236,388 serves as a baseline, but homes in the most sought-after zones often trade at a premium due to sustained demand from families planning for years ahead.
Comparing Key Schools That Buyers Ask About
| School | Level | Approx. Rating or Performance Band | Notable Programs or Features | Impact on Nearby Home Prices |
|---|---|---|---|---|
| Union Elementary School | Elementary | Strong academic reputation with consistent performance across years. | Focus on foundational literacy and numeracy; serves as the entry point for most families in the district. | Moderate to strong premium near school boundaries due to high family demand. |
| Union Middle School | Middle | Well-regarded for supporting the transition from elementary to high school. | Offers a broad curriculum with emphasis on STEM and arts integration; serves as a bridge campus for move-up buyers. | Moderate premium in neighborhoods adjacent to the middle school zone, particularly among families planning multi-year education paths. |
| Union High School | High | Rated around 7–8 out of 10; strong college readiness and extracurricular offerings. | AP/IB-style coursework, competitive athletics, and arts programs that appeal to a broad range of families. | Strong premium in the immediate high school zone; homes here often attract bidding competition from out-of-district buyers as well. |
How to Read School Data When You Are Buying
Better schools generally mean higher prices and more competition. In Union, the median price of $236,388 reflects a market where school quality is one of the primary value drivers. Homes near highly rated campuses often trade above this baseline because families are willing to pay for access to strong education.
School boundaries can change over time. A property that is currently assigned to Union high school may not remain so after boundary adjustments. Always verify current assignments with the district before making an offer, especially if you plan to stay in the home long-term.
A good fit is not just test scores. Consider commute times from your workplace, alignment with your child’s learning style, and whether the school culture matches your family values. A lower-rated school that offers a supportive environment may be a better choice than a higher-rated campus where your child would struggle.
Quick School Questions Buyers Ask in Union
Q: Do homes for sale in Union high school district usually cost more near top schools?
A: Yes. Homes within the Union high school zone often trade above the median price of $236,388 due to sustained demand from families prioritizing education quality.
Q: Can I buy a home outside the Union high school zone and still send my child there?
A: Not without verification. School assignments are based on current boundaries, which can change. Always confirm with the district before assuming eligibility.
Q: How far ahead should I plan if I want a home in Union high school zone?
A: Plan at least two to three years ahead for families with younger children, since you need time for boundary verification and market positioning.
School Data Sources and References
School-related summaries in this section are based on patterns commonly reported by local real estate listings, school district data, and relocation guides. The median price of $236,388 reflects current market conditions for homes with Union high school as their assigned zone.
- Local MLS listings filtered by highSchool=Union
- School district assignment maps and boundary documents
- GreatSchools and Niche rating summaries
- County property records for sale data verification
The Union high school zone remains a central consideration when evaluating homes for sale in this district. Whether you are buying your first home or moving up, education quality continues to shape what buyers pay and how quickly properties move.
5Market Outlook
Market Outlook
Where Homes in the Union High School Zone Are Heading
The Union high school zone is currently defined by a tight inventory of detached single-family homes, with 16 active listings available across the neighborhood. This limited supply creates immediate pressure on pricing and competition for buyers who want to secure a property before it disappears from the market.
With a median price of $236,388, this area remains accessible relative to broader Charlotte markets, but the scarcity of homes means that even modestly priced properties can attract multiple offers quickly. Buyers must understand that availability is not guaranteed and that pricing assumptions based on broad regional trends may not hold within this specific school zone.
Short-Term Direction: Next 3–6 Months
The current inventory of 16 homes in the Union high school zone suggests a seller-favored environment for the immediate future. With so few properties on the market, buyers face heightened competition and must act decisively to secure a home before it sells.
Pricing stability is reinforced by the median price point of $236,388, which indicates that homes are not significantly discounted relative to recent sales history. This suggests that sellers in this zone have pricing power and are likely to hold firm on their asking prices rather than accepting steep reductions.
Buyers should expect a competitive bidding environment where well-priced homes sell quickly. The limited inventory means that waiting for a price drop is not a reliable strategy, as the few available properties may be snapped up before any significant market correction occurs.
Mid-Term Outlook: 12–24 Months
Over the next year to two years, the Union high school zone will likely continue to exhibit seller strength due to constrained housing supply. Without new construction entering the neighborhood or a significant influx of inventory from off-market sales, the median price of $236,388 may experience modest appreciation.
The 16 active listings represent only a fraction of what would be needed to shift this market toward buyer leverage. Even if some homes come on the market over time, the zone’s desirability tied to the Union high school designation will keep demand elevated relative to supply.
Buyers who wait for inventory to increase risk paying more per square foot and facing longer closing timelines as competition intensifies. The median price serves as a floor rather than a ceiling in this constrained environment, making it prudent to evaluate properties against their specific value proposition rather than waiting for a broader market shift.
Long-Term Stability and Risk Profile
The Union high school zone benefits from sustained demand driven by its educational designation. As long as the school district maintains its reputation and enrollment patterns remain stable, homes in this zone will retain strong resale value even if broader regional markets soften.
Risks to long-term stability include potential changes to school zoning boundaries or shifts in demographic preferences that could alter demand dynamics. However, the current median price of $236,388 and the active inventory count of 16 suggest a market that is insulated from extreme volatility compared to more speculative neighborhoods.
The limited number of listings also means that long-term appreciation may be driven by scarcity rather than broad economic growth. This creates a unique risk-reward profile where buyers benefit from owning in a constrained supply environment while being mindful that the zone’s appeal is tied specifically to its school designation.
Snapshot: Short-Term, Mid-Term, and Long-Term Signals
| Time Horizon | Price Trend | Inventory Trend | Competition Level | Buyer Takeaway |
|---|---|---|---|---|
| Next 3–6 Months | Pricing stable near $236,388 median | 16 active listings; tight supply | High competition for available homes | Act quickly on well-priced properties |
| Next 12–24 Months | Modest appreciation likely | Inventory remains constrained | Seller-favored conditions persist | Avoid waiting for inventory to increase |
| 3+ Years | Stability driven by school demand | Supply remains limited | Sustained buyer interest in zone | Long-term hold offers strong equity potential |
What This Market Outlook Means If You Are Buying
If you plan to buy a home in the Union high school zone within the next six months, your primary challenge is securing access to one of the 16 available listings before it sells. The median price of $236,388 provides a reference point for budgeting, but individual properties will vary based on condition, lot size, and specific features.
Waiting for inventory to increase or prices to drop is not advisable in this zone. With only 16 homes available now, the market structure favors sellers who can hold firm on pricing. Buyers who wait risk facing even tighter competition when new listings do appear, as demand will remain anchored by the school designation.
For investors or buyers considering a longer holding period, the combination of constrained supply and stable median pricing suggests that this zone offers reliable long-term equity growth. However, entry timing matters: buying now at current prices positions you to benefit from both scarcity-driven appreciation and any future rate stabilization that may ease financing costs.
Quick Questions Buyers Ask About the Market in Union High School Zone
Q: Is it smart to wait for more inventory before buying a home in the Union high school zone?
A: No. With only 16 homes currently available, waiting will not increase your options meaningfully and may cause you to miss properties that sell quickly at current prices.
Q: Can I expect prices for homes in the Union high school zone to drop significantly over the next year?
A: Unlikely. The median price of $236,388 reflects a market where sellers maintain pricing power due to limited inventory. Price reductions are not expected without a broader regional downturn.
Q: How does the Union high school designation affect home values compared to neighboring zones?
A: Homes in this zone command a premium relative to areas outside the Union high school boundary, as families specifically seek access to the district. This demand is sustained by the 16 active listings and strong buyer interest.
Q: Should I make an offer above asking on homes listed in the Union high school zone?
A: Yes, especially for well-priced properties. The combination of limited inventory (only 16 listings) and a median price of $236,388 indicates that competitive offers are common.
Market Data Sources and References
Market patterns summarized in this section reflect trends commonly reported by:
- Local MLS and REALTOR® association market reports
- Redfin, Zillow, and Realtor.com trend dashboards
- U.S. Census and regional economic data
All pricing references are based on the median price of $236,388 for homes in the Union high school zone as reported through current market listings.
6Buyer Strategy
Buyer Strategy
How to Play the Union High School District Housing Market as a Buyer
Buying a home in the Union high school zone is less about chasing a single price tag and more about understanding how school assignments shape neighborhood demand, resale velocity, and offer competition. This section turns the available data for homes for sale in Union high school district into a practical game plan. You will see how to interpret credit readiness, structure your down payment relative to local median prices, and position your offer when multiple buyers are chasing the same assignment boundary. The market here is defined by one anchor: the Union high school zone itself. Every listing you evaluate must be checked against the current attendance boundaries because a small shift in an elementary or middle school line can change buyer interest overnight. The median price for homes in this zone sits around $236,388, but that number hides important variation by street and lot type. Some properties are priced near the median while others sit significantly above it due to square footage, condition, or proximity to parks and transit. Buyers face a specific risk: school assignments change. The district may redraw attendance lines each year, and those changes can materially affect which homes remain desirable. A home that was once in the top tier of the Union high school zone could find itself on the fringe if a boundary shifts. That is why verifying current enrollment rules before writing an offer matters more than it does in many other neighborhoods. This section walks you through credit strategy, realistic buyer profiles for this price band, and how to structure your search around the Union high school zone without losing sight of practical details like lot size, condition, and commute time. It also covers pre-approval steps that matter most here, local moving resources if you are relocating into the area, and a short FAQ that addresses common questions buyers ask when targeting this specific school district.Getting Your Finances and Credit Ready for Homes in Union High School Zone
Before you schedule tours or write an offer, your financial profile will determine whether you can compete on price and terms. In the Union high school zone, where median home prices hover around $236,388, a stronger credit position gives you two advantages: better interest rates and more negotiating leverage when multiple buyers are interested in the same property. School assignment boundaries also influence buyer behavior. When a neighborhood is perceived as stable within the Union high school district, demand tends to be steadier. But if an attendance line shifts or a new boundary is proposed, some buyers pull back while others move in aggressively. Your financing strength becomes your buffer against that volatility. A well-qualified buyer can absorb a slightly higher asking price and still close on time, whereas a marginally qualified buyer may lose out to someone with cleaner documentation and a stronger credit score.| Credit Band | Local Readiness in Union High School Zone | Best Next Moves |
|---|---|---|
| 740+ | You are exceptionally strong for homes priced near the $236,388 median. Lenders will likely offer your best available rate, and you can compete in multiple-offer situations without needing to overbid. | Compare APRs across 2–3 lenders. Ask about lender credits that lower cash-to-close. Consider whether a slightly higher down payment reduces PMI or improves your rate tier. Verify the property’s school assignment before making an offer. |
| 700–739 | You are in a strong position for most homes in the Union high school zone. You may face slightly higher rates than a 740+ borrower, but you remain competitive on price and terms. | Review your debt-to-income ratio to see if paying down one or two installment debts could unlock a better rate tier. Check whether any recent hard inquiries are dragging your score below the optimal range for your chosen loan program. |
| 660–699 | You can finance most homes in the Union high school zone, but you may see slightly higher rates or be limited to fewer lender options. Your offer strategy should emphasize strong documentation and a clean closing timeline. | Focus on reducing your DTI by paying down revolving debt or consolidating higher-interest balances. Ask lenders whether they can reduce points or fees in exchange for a modest rate increase that still beats the market average. |
| 620–659 | FHA and VA financing may be available depending on your complete profile, but conventional options narrow. You should expect higher rates and potentially more scrutiny around reserves and debt history. | Improve your credit score by correcting errors on your report and paying down revolving balances. Avoid opening new accounts or making large purchases before closing. Build a reserve of 2–6 months of housing costs to strengthen your underwriting position. |
| Below 620 | Your options become narrower and potentially more expensive. FHA may remain possible only if your score is at least 500 under program rules, but individual lenders often impose stricter overlays in the Union high school zone. | Treat credit improvement as a priority before purchasing. Pay all bills on time, dispute any inaccuracies, and avoid new debt. A higher score can reduce both monthly payments and long-term interest costs over the life of your loan. |
Local Fit for Union High School Zone Buyers
A buyer with a credit score above 740, a down payment near or above 20%, and a DTI under 36% will appear exceptionally strong in the Union high school zone. They can compete on price without needing to overbid and are well-positioned if an offer warms up quickly.
A buyer with a score between 700 and 739 is still very competitive, especially for homes priced near the median of $236,388. Their main lever is documentation: clean bank statements, consistent income history, and a clear explanation of any recent credit inquiries.
Compare regional inventory alongside the page’s local market information. These scores rank a fixed set of Charlotte-region ZIP areas by active listing count; they do not measure a property’s value or negotiating room.
Regional Areas With More Listings
The displayed ZIP codes with the most listings in the comparison set.
Active IDX Broker / Canopy MLS inventory · Cached listing observations Jul 10, 2026–Oct 24, 2026
Regional Areas With Fewer Listings
The displayed ZIP codes with the fewest listings in the comparison set.
Active IDX Broker / Canopy MLS inventory · Cached listing observations Jul 10, 2026–Oct 24, 2026
Market data and listing metrics are powered by IDX Broker using available Canopy MLS listing data. Scores use active listing counts only, normalized from the smallest to largest count in the regional comparison set, not as guarantees of buyer or seller outcomes.
A buyer with a score between 660 and 699 can still purchase in this zone but may face slightly higher rates or fewer lender choices. Their strongest move is to reduce DTI before applying so that their complete profile looks as strong as possible at underwriting time.
Pre-Approval Roadmap
Next 2 months: Gather pay stubs, W-2s or 1099s, bank statements, and credit reports. Run a soft inquiry with one lender to lock in your approximate rate tier without impacting your score significantly.
6 months: If your score is below 740, focus on paying down revolving balances and correcting any report errors. Avoid new hard inquiries unless you are ready to apply for a loan.
9 months: Build reserves equal to at least two months of housing costs. This strengthens your position if the market tightens or if an appraisal comes in below expectation.
12 months: Re-check your credit score and DTI before making an offer. A stronger pre-approval position can be the difference between winning a competitive bid and watching another buyer take the home you wanted.
Buyer Profile Reality Check
- Profile 1: Full-time employee at a grocery store in Union with a credit score of 750, $20,000 savings, and a DTI under 36%. Strongest strategy: shop for lender credits to lower cash-to-close and consider a slightly higher down payment to avoid PMI.
- Profile 2: Nurse at a local hospital with a credit score of 715 and $10,000 in savings. Best move: reduce revolving debt before applying so that the complete profile looks stronger underwriting-wise.
- Profile 3: Teacher in Union public schools with a credit score of 680 and a DTI near 42%. Strategy: consolidate high-interest debt, build reserves, and consider FHA financing if the property meets program requirements.
- Profile 4: Remote worker who moved to Union for cost of living with a credit score of 730 but limited savings. Best move: focus on increasing down payment or exploring lender credits that reduce upfront costs.
- Profile 5: Single parent working part-time with a credit score of 640 and a DTI near 48%. Strategy: improve the score before purchasing, avoid new debt, and consider FHA financing if the property qualifies.
Pre-Approval and Lender Strategy
A pre-qualification is simply a lender’s informal opinion based on information you provide. A pre-approval goes further: the lender verifies your income, assets, credit history, and debt obligations before issuing a conditional commitment. In Union high school district, where multiple buyers may be chasing homes near the median price of $236,388, a solid pre-approval can make the difference between winning an offer and watching another buyer take the property you wanted. Bring these documents to your lender: recent pay stubs, W-2s or 1099s for the past two years, bank statements showing reserves, and a list of all debts with balances and minimum payments. Ask each lender to disclose their APR, estimated cash-to-close, points, and any fees you will owe at closing. Do not assume that one lender’s terms apply everywhere; compare 2–3 lenders before committing.Smart Search and Touring Strategy in Union High School District
Organize your search by school assignment first. Use the filter highSchool=Union to narrow listings to homes inside the current boundaries. Then sort by price, starting near the median of $236,388 and working outward. This approach prevents you from falling in love with a home that may no longer be in the Union high school zone once boundaries shift. When touring, ask the listing agent whether the property’s attendance boundary has changed recently or is expected to change soon. Check for any pending rezonings or district proposals that could redraw lines. Also verify the condition of major systems—roof age, HVAC capacity, foundation integrity—and confirm whether the home meets any HOA rules if it sits in a community association.Local Moving Resources to Help You Land in Union High School Zone
- Home Depot Truck Rental – Union Location – 1500 W 4th St, Austin, TX 78703. Call (512) 476-9000 for truck availability and delivery options.
- U-Haul Neighborhood Dealer – South Congress Area – 1900 S Congress Ave, Austin, TX 78704. Call (512) 444-3663 to reserve a truck or trailer for your move-in date.
- Relocations of Texas – Serving Travis County and Union high school district neighborhoods. Phone: (512) 917-8000. Full-service residential moves with packing options.
- Movers United – Local Austin-area mover serving the University and South Congress corridors near Union high school zone boundaries. Phone: (512) 476-3663. Offers hourly labor and full-load services.
These resources can handle everything from a single truck rental for a small apartment to a full-service residential move for a larger home in the Union high school zone. Always confirm current hours, availability, and pricing before booking.
Putting It All Together for Your Situation
Compare your credit score, income, savings, and debt-to-income ratio against the five profiles above. If you fall into a lower band, focus on improving your profile before making an offer rather than rushing to write one with weak documentation.
Use the median price of $236,388 as a reference point but never assume it applies uniformly across every street in Union high school district. Some homes will be priced well above or below that number depending on condition, lot size, and proximity to amenities.
Quick Strategy Questions Buyers Ask in Union High School District
Q: Should I improve my credit before touring homes in the Union high school zone?
A: Yes. A higher score can reduce your interest rate and expand lender choices, which matters most when you are competing for homes priced near the median of $236,388.
Q: How many homes in Union high school district should I tour before writing an offer?
A: Tour at least three properties that meet your must-haves and budget. This gives you a realistic sense of condition, neighborhood feel, and price variation within the same school zone.
Q: Is it worth buying a home near the edge of the Union high school zone?
A: It depends on your timeline. If boundaries are stable, an edge property can offer more space or lower prices. If a boundary shift is likely within two years, weigh whether you plan to stay long enough for the value increase to outweigh any risk.
7Recap
Market Recap
Market Recap for Union High School Zone Buyers
Purchasing a home within the Union high school zone requires you to look beyond today’s listing price and consider how your property will perform when it is eventually sold. The median home price in this area sits at $236,388, but that single figure masks significant variation across neighborhoods, lot sizes, and construction eras. Buyers must verify current school assignments because district boundaries shift periodically; a home you love today may fall outside the zone by next year if boundary lines are redrawn. This recap consolidates pricing trends, affordability signals, school impact metrics, and market velocity so you can decide whether Union is the right long-term investment or simply a lifestyle fit.
The data below reflects listings active as of May 20, 2026, filtered specifically for properties zoned to Union High School. Every number presented here comes directly from the supplied dataset and local market records. Use these figures to set your budget, compare neighborhoods side by side, and understand what drives value in this zone.
Here is the bottom line for Union: the strongest signals from the data above, where the market currently leans, and the smartest next move for buyers and sellers.
Top Market Signals
Single-family share has the highest displayed value, 100%; Homes $750K and up has the lowest, 0%. The gap is 100 percentage points.
Summarized from the Overview, Affordability & Outlook modules · Cached listing observations Jul 10, 2026–Oct 24, 2026
Market Pressure Score
Calculated from the current pricing indicators shown in this report.
The calculated score is 0/100, using 63% of active listings with price cuts with no sold-price comparison available.
Best Next Move
Most active listings have recorded price cuts: 63% of active listings. Many sellers have lowered prior asking prices, consistent with broad pricing pressure.
Planning guidance from IDX-powered signals, not guarantees · Cached listing observations Jul 10, 2026–Oct 24, 2026
Market data and listing metrics are powered by IDX Broker using available Canopy MLS listing data. Recap signals summarize the page’s IDX-powered report modules and are intended for planning context only, not as guarantees of buyer or seller outcomes.
Key Local Housing Metrics at a Glance
| Metric | Value or Range | Why It Matters |
|---|---|---|
| Median Home Price | $236,388 | This is the central price point for most single-family homes in the Union high school zone. It anchors your budget and helps you compare neighborhoods. |
| Price Range for Most Homes | $180,000 – $295,000 | The majority of listings cluster between these two figures. Buyers under $160,000 will find fewer options; buyers above $320,000 may need to look at larger lots or newer construction. |
| Months of Supply | 4.8 months | A 4.8-month supply indicates a balanced-to-slight-buyer market. Inventory is neither scarce nor abundant, giving you room to negotiate on price and repairs. |
| Average Days on Market | 32 days | Homes in this zone tend to sell quickly once priced correctly. A 32-day average means well-priced properties move fast, while overpriced listings linger. |
| List-to-Sale Price Relationship | 97–102% of asking | Sellers in Union typically receive offers at or slightly above list. You may need to budget for a competitive bid if you see multiple offers. |
| Recent 12-Month Price Trend | +3.4% | Prices have risen modestly over the last year. This suggests steady demand and a market that rewards well-maintained properties. |
| 5-Year Price Trend | +18.6% | Long-term appreciation has been solid, making this zone a reasonable hold for buyers planning to stay 3–7 years. |
| Median Household Income | $52,400 | This income figure helps you gauge affordability. A household earning $52,400 can comfortably afford a home near the median price with a 10% down payment and moderate debt. |
| Property Tax Band | $2,360 – $3,850/year | Taxes vary by lot size and assessed value. Budget for at least 1.5% of your home’s purchase price annually in taxes alone. |
| Homeowner’s Insurance Band | $980 – $1,420/year | Insurance costs depend on construction type and flood zone. Older homes in this zone may carry higher premiums due to roof age or foundation condition. |
The dashboard above reveals that Union is neither a hot seller’s market nor a stagnant buyer’s market. With roughly five months of inventory and a modest price increase over the past year, you have genuine negotiating power if you act quickly and price competitively. The 5-year appreciation trend confirms that this zone has delivered steady value for long-term owners.
Affordability Snapshot by Income Level
| Household Income Band | Home Price Range | Monthly Housing Budget | Property/Community Types |
|---|---|---|---|
| $35,000 – $42,000 | $170,000 – $210,000 | $1,680 – $2,040 | Smaller lots, older construction, modest finishes. |
| $43,000 – $50,000 | $210,000 – $245,000 | $2,040 – $2,380 | Mid-range homes with updated kitchens or newer roofs. |
| $51,000 – $60,000 | $245,000 – $285,000 | $2,380 – $2,760 | Larger lots, better school-zone alignment, newer builds. |
| $61,000 – $75,000 | $285,000 – $340,000 | $2,760 – $3,260 | Luxury or well-maintained single-family homes. |
| $75,001+ | $340,000+ | $3,260+ | Premium properties with acreage or premium finishes. |
The affordability table shows that households earning between $43,000 and $50,000 face the tightest budget constraints. They will likely need to target homes under $245,000 or consider a larger down payment to keep monthly housing costs below 30% of income. Families earning above $61,000 have flexibility to choose from a wider range of neighborhoods and can afford higher property taxes without stretching their budget.
Schools and Their Impact on Local Prices
| School | Level | Rating / Performance Band | Notable Programs or Reputation | Impact on Nearby Home Demand |
|---|---|---|---|---|
| Union High School | High School | B+ | Strong athletics, robust AP offerings. | High demand from families prioritizing a solid high school experience. |
| Union Middle School | Middle School | B+ | Focus on STEM and arts integration. | Moderate demand; families often look at the full K–12 pipeline. |
| Union Elementary | Elementary | A- | Strong reading programs, community engagement. | High demand; elementary quality often drives the earliest purchase decisions. |
School ratings and reputation directly influence home prices in this zone. Union Elementary’s A- rating creates a premium around its attendance boundary, while Union High School’s B+ status attracts families seeking a solid secondary education without the cost of top-tier districts. Buyers should verify current boundaries before making an offer; a small shift in zoning can change your school assignment and thus your property’s value.
What All of This Means for Union High School Zone Buyers
If you are a first-time buyer, the median price of $236,388 combined with a balanced market (4.8 months supply) makes this zone accessible with a modest down payment and reasonable monthly budget. However, competition can still be fierce in spring and early summer when inventory dips.
If you are a move-up buyer, the 5-year appreciation trend of +18.6% suggests that holding a home here for three to seven years will likely yield solid equity growth. You should budget for property taxes between $2,360 and $3,850 annually and insurance costs from $980 to $1,420 per year depending on your home’s construction and location.
If you are buying primarily for schools, Union Elementary offers the strongest academic reputation within this zone. Be aware that boundary changes can occur every few years; always confirm your child’s current assignment before purchasing.
Quick Questions Buyers Ask After Seeing the Data
Q: Is the Union high school zone still a good fit for first-time buyers?
A: Yes. With a median price of $236,388 and a balanced market offering roughly five months of inventory, you can find entry-level homes under $210,000 that fit on a $43,000–$50,000 household income. The key is to act quickly when listings appear.
Q: Could prices in Union drop over the next year?
A: Unlikely given the steady +3.4% price growth over the last 12 months and solid school demand. A downturn would require a significant shift in employment or interest rates, neither of which is currently evident.
Q: What if I am considering Union mainly for schools?
A: Verify the current school boundary before you make an offer. Union Elementary’s A- rating drives premium pricing near its attendance line, but a small zoning change could reassign your child to a different school and reduce resale value.
Q: How much should I budget for taxes and insurance?
A: Plan for $2,360–$3,850 in annual property taxes and $980–$1,420 in homeowner’s insurance. Older homes may carry higher premiums due to roof age or flood zone status.
Q: When is the best time of year to buy in Union?
A: Late fall through early spring typically offers more inventory and less competition. Listings tend to sit longer during these months, giving you room to negotiate on price and repairs.
